3 BEST Affiliate Marketing Training Courses + 5 SCAMS [2020]

InternetRiches101

Interesting discussions on ways to strike it rich on the internet. Ask your questions on affiliate marketing, ecommerce, freelance, digital products, online coaching, email marketing, seo, facebook ads, influencer marketing etc.
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Affiliate Marketing

A BRUTALLY MONITORED community to discuss Affiliate marketing (AM,) paid traffic, SEO, email marketing, and more. We are trying to grow the community, so please post often, upvote, be helpful and kind, invite others, and add to the value of the community so we can all be successful affiliate marketers. If you have less than 250 karma, any new posts will be removed. Users must have at least 50 combined karma to comment. This is to cut down on spam.
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A resource for web and software developers maximize income.

/TechPreneurs is a subreddit devoted to discussions on boosting income through all technology avenues. Users are encouraged to share insight and income maximizing strategies for websites, applications, and other online entrepreneurial endeavors. Check here for posts regarding affiliate marketing, blogs, private coaching services, advertising, product sale, and independent startups.
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Exposing online coaches for the MLM/affiliate schemes they really are.

This is a burner account, but I visit this subreddit regularly and run a very successful in-person PT business that pivoted to online due to the pandemic.
I have "won" several competitions for 6 weeks/12 weeks coaching from multiple Fitness Business Coaching Gurus starting from about 3 years ago until last week and I have all the information that they have saved.
Pretty much all downloads, all videos, every module. Saved before my free time ran out. And they haven't really changed over the last 3 years. All the coaches have the same stuff.
It's a scam. It starts out as a bit helpful and the downloads save you time so you have to create less, but as you progress on the modules always lead you to need funnel software or paid solutions with no alternatives. And those paid solutions like clickfunnels, Kartra or groovefunnels are all affiliate schemes that once you are in its very hard to get out of with the information you have put in.
In the Facebook groups it's just a circlejerk of their other paying members trying to validate their payments by just encouraging each other earning badges. Badges for creating their first funnel or running their first add. If there are 30 people in the facebook group it's about 9.5k per month for 15h of calls per week (almost $160 per hour))er week for a weekly 30min call and Facebook groups. There will usually be a started fee of a random amount, I've seen between $50 and $499.
If you attempt to leave a lot of the data you have on your clients is stuck in the funnel software and you lose the admin rights to your facebook groups you paid the startup fee for. So all your clients are given a new coach running the group, all your videos, ads, brand recognition gone. Normally the new coach will say you were removed from the business or as a franchisee as you were scamming clients bank accounts so if you try to stay in contact with clients outside the group your relationship has been soured.

I have watched all this happen several times with different companies and coaches from the safety of being a quiet competition winner sitting in the Facebook group and saying the right things at the right time.

If anyone is interested I'm going to start a blog on blogger with an intro explaining in hindsight what the module is doing and then record myself as one of the douchebag coaches deliver the module as they would including the download in google drive. So essentially it would be.
MODULE 1 - GOALS AND ACTION PLAN
StoicPhilosopher short intro - What is the coaches intention in this module.
Douchbag Coach Chad McChadderson - Delivers module as you would see it if you were in one of the coaches membership areas. With unlisted youtube video and a download link (via gdrive or dropbox) and an example of a clickfunnel that the coach would normally use.
If anyone knows a better free way of doing this or delivering this type of content without paying hosting or anything I would be down for changing my plans.
submitted by StoicPhilosophers to personaltraining [link] [comments]

Is LinkedIn a waste of time?

All I keep getting on LinkedIn are corporate shills, con artists and snake oil salesmen.
I will get a lot of messages from strangers on LinkedIn who will proceeds to make small talk about some innocuous topic, say, the weather, that cool show on TV, my future goals, and then seemingly out of nowhere the conversation is abruptly derailed by an obviously scripted sales pitch filled with big fancy words like Business Development Managerial Marketing Financial Literacy E-commerce Leadership Training Entrepreneurial Fortune 500 Social Media Coaching Customer Acquisition Teaching Management Business Affiliate Online Team Building Role.
Examples:

Exhibit A

Exhibit B

Exhibit C

Exhibit D
These are all from different people and they just keep coming, I don't mean to be negative but LinkedIn just seems so toxic. It's either this or people shilling for corporations about how 'great' their job/internship is and it all just seems so fake and force.
I want to use LinkedIn to get jobs and connections but I have no had any luck or maybe I am just using It wrong? Any advice would be appreciated?
submitted by armouredsnuggles to jobs [link] [comments]

More affiliates would drop if there was a competing functional fitness certification authority

More affiliates would drop if there was a competing functional fitness certification and training authority. I think that the International Functional Fitness Federation could do this. IWF and IPF both have certifications, coaches classes, and member gyms. IF3 could easily do the same. Also, they could create a Risk Retention Group for their members.
Current CrossFit coaches would grandfather into the new IF3 coach system as long as they have a CPR cert. New L1s would require an online test, CPR cert, and 50 hours internship. L2s would require 500 hours of coaching the methodology, a 3 day in person course, and test. (OPEX, CSCS with functional fitness experience, and CFL2 would grandfather here). L3 would require 1000 hours at L2 experience, additional fitness certs (USAW, USAPL, running, CSCS, ect), an interview, and a portfolio review. L4 would be reserved for the new seminar staff.
Member gyms would be able to receive RRG insurance and would be required to have some insurance, and would receive a USAFF/national federation/ IF3 sticker and would show up under member gyms. They would also show up in Google searches as official IF3 gyms and under their national federation, and would be a "Certified Functional Fitness gym".
submitted by thunder90 to crossfit [link] [comments]

How to Make Money with Instagram: The Ultimate Guide [2020 Update]

Making money with Instagram is no joke. On the contrary, BusinessInsider shows that popular Instagram influencers can already charge a minimum of € 15,000 for a single sponsored post on their accounts!
So what does it come down to?
When it comes to making money with social media and how much money you will really make, your results will depend on your experience, how many followers you have, and your confidence.
Of course everyone starts from a different starting point or situation, but here are the 4 main ways that we recommend to make money via Instagram.
What you can do:
You can use one, several or even all 4 of these methods simultaneously to make money via Instagram - it's your choice!
Now that that's said, are you ready to go ?
Following are the details of each method of how to make money with Instagram

How to Make Money on Instagram - The 4 Methods


1 Affiliate Marketing

Affiliate marketing is one of the easiest ways of making money on Instagram.
Simply put, affiliate marketing is when you get a commission when someone clicks on a link from another company from your account, and then buys a product. You usually get a commission when someone buys something, but sometimes when they just click on the link.
Affiliate marketing is so simple because all you have to do is show the product with a “story” around it, for example in a review, a video or a post with a little paragraph about the product, then put it in link your Instagram bio to. You can also have your own website where you send people to learn more about the products you show.
Keep in mind that when you recommend something, your good name and reputation are associated with the product, so only recommend products that you have used yourself, that you trust and like.
Affiliate marketing is an extensive topic, and we have written about it many times. You can dig deeper into it in our article: the Guide to Affiliate Marketing .
You can also visit the following websites that have affiliate lists of products that offer affiliate programs, which will take you one step further in learning how to make money with Instagram

2 Sell ​​your photos

You spend a lot of time and effort to get the scene, light and captions just right… so why not convert all the effort you've already put into your IG account into more money ?
There are many sites online where you can host and sell your photos.

3 Sponsored Posts

Sponsored posts are another way of making money with Instagram, and it is expected that by 2020 there will be around 32.3 billion sponsored Instagram posts to be paid by brands.
You can also participate and get paid like this !
What exactly are sponsored posts? First you grow your number of followers, by supporting a certain message or by specializing in things like health, things that men / women need (think of cars, beauty, etc.), cats, or whatever your thing . If a sponsor likes what you do, they will ask you to promote them!
Not only do they pay for you talking about them, but they usually combine it with an affiliate link, so you get a commission when one of your visitors buys something from the sponsor!
Some people think that sponsoring and making money is about having millions of followers, but that's not true . Sponsors are not stupid, they know you can just buy "fake followers" to make the number look better.
What they're looking for is the real, engaged followers who trust you. A sponsor would rather have 1,000 people ready to buy what the influencer recommends than 2 million accounts that actually mean nothing.
It's all about trust and commitment .

How Much Can You Ask?

Now you're probably wondering how much money to charge per sponsored post.
Unless you're extremely experienced with Instagram and a big influencer, it's likely to be determined by the company itself. It can depend on whether you post a photo, video or story and how long the video is when it is a video or a story.
Good news is that when we look at the rates on AdFactor of some influencers, and the number of Instagram followers they have, it looks like you can already ask € 500 per sponsored post with just a few thousand followers.
That can give you an idea of ​​how many brands are willing to pay, and what number you can play with during the negotiations.

How To Find Sponsors

The easiest way to find sponsors is to compile a list of companies and brands you like, and write them an email describing who you are, why you like them, and how you can help them when you promote them on Instagram.
Here are a few examples of emails you can view and use.
Another way is to list yourself and your account on an influencer marketplace, where brands “shop around” to find the accounts they would like to sponsor or contact.

How to avoid being called a defector (or why you shouldn't have too many sponsored posts)

It can be tempting to turn every post into a sponsored post, but there has to be a balance. Remember, your audience originally followed you for the sheer content of your posts and because they liked YOU, not because they want to see ads all the time.
We recommend that you consider using a #sponsored or #spon hashtag to indicate that it is a sponsored post . If you're worried about using sponsored posts at all, we've got some good news for you!
For example below, you can see that beauty blogger and Instagrammer Mascha Feoktistova indicates that her latest fragrance from Guess is sponsored using the hashtag #spon.
Instagram now also has a "Paid Partnership With ..." tag that clearly identifies sponsored posts. Some brands even require that you use this as an influencer. You can here read about the tag.
When you're trying to find a balance in how you make money on Instagram, fewer sponsored posts are better than more. Try a certain number first (eg 1 per week), and you could even create a live survey with your “Story” feature to ask your audience if they are satisfied with the number of sponsored posts, and if they like the recommendations .
Always try to be as careful as possible with sponsored posts, and keep in mind: LESS is more!

4 Make your own products

Making your own products is a great way to turn your Instagram account into a money machine. And it can also be a lot of fun!

Paid Services

Most Instagrammers start with paid services because they are the easiest to set up. You basically choose the talents you have, and you work as a freelance consultant for someone, while setting your own rates for your talents! If you'd like to learn more about that, check out our guide on how to start freelancing .

Digital Products

Another good example, besides paid services, is that you create something like an e-book about your favorite topic and sell it on your website through an online shop program.
Online products are one of our favorites, because once you have set up your website and your online shop program, the “shop” is always open, and you can get paid for your knowledge while you sleep!
The return on your investment can be HUGE!
If you want to research how to make money with Instagram, we recommend that you sign up on SendOwl for your online shop program and use it to sell your online products.

Physical Products

You can then develop further by delving into physical products with services such as Shopify , which help you to set up a real online shop.
Physical products can be challenging because you have to make sure the quality is good enough as they are made from factories. Services like Printful and Teelaunch can do all the work for you when printing certain photos in shirts and mugs, as well as finding recommended factories.
If you follow this route, we recommend that you always see a sample of the products before selling it to your audience. You can't make money by putting your name on poor quality products!
Reference:
Entreprenuers Hustle Free Style
submitted by yatesmaron to Howwemakemoneyonline [link] [comments]

Level 1 certification and the utter lack of quality control within Crossfit is shameful.

So I've got my L1. Two day course in the UK, enjoyable, didn't feel I learned a huge amount (I'd been doing CF for years by that point) and also most everything they teach you there is already available online for free. I suppose learning about how to program for boxes was interesting to me.
Anyway, 2 days (with very easy test on day 2 - no-one failed from 20+ attendees), got my certificate in the mail couple weeks later...
... I was then qualified to coach CF at an affiliate.
I've travelled all round the world for years with my work, and I always make a point of visiting CF gyms wherever I go. I've been to CF affiliates on almost every continent and in some far flung countries (I'd say I've been to over 100 foreign boxes), and I'd say in the VAST majority of gyms I go to (I'll normally be in the one place for a week, so I'll take a bunch of classes) there is a coach that I personally witness who is 100% putting people's health in danger during his/her classes. I've been to MULTIPLE classes where I've had to privately suggest a correction to a coach on his movements FFS (obviously NOT taken well), and that doesn't include the demo-ing kipping pull-ups for a coach cos they couldn't do them, or the times I've said to someone in my class, "lady, you need a lower bar; you need a heavier kettlebell; you need to use your legs on the rower" etc.
And that makes sense, right? That someone couldn't coach a class for shit after a 2 day course learning how to "do" the foundational movements (we had 5 hands that went up in our L1 that had NEVER DONE CROSSFIT BEFORE), with a nominal bit of time near the end where you "play coach" with a partner and try to correct their mistakes - a hopeless exercise where everyone had barely any idea what they were doing, and most people were too shy to criticise a stranger's technique... then it was over.
These "graduates" go out into the world, preaching the doctrine of "functional movements performed at high intensity"; guiding and encouraging and pushing their class members as they perform Diane "for time" and with 100kg on the barbell, because the guy in the class has an enormous ego, and the "coach" has barely any fucking idea what he/she is doing, nor has the confidence/experience to tell this guy to get 60kg on the bar because it's not going to work out well and he'll hurt himself.
Well the guy throws his back out BAD and the "coach" looks fucking distraught (true story from France)
..and this is ALL because gaining the qualification takes 2 days (a cynic may say it's also pretty well designed for turning over fast money), is utterly insufficient to be sending people out to watch over potentially hundreds of people as they push themselves to their limits, under a pressure of time or reps, and with heavy weights while performing hard, often dangerous (HSPU, Oly lifting, etc) exercises.
These barely trained coaches, of which there must be thousands operating in boxes all round the world right now, take classes without any chance of ever being assessed or reviewed by the body that granted the qualification. The Michelin guide sends 3 separate fucking mystery diners to EVERY restaurant in its enormous book, every year! Every year! To check the quality of bloody FOOD! They have a fraction of the - as Forbes called it years ago - '3 Billion Dollar brand' and vaults of cash that CF had/has... and they cant even send 1 fucking dude to each country to drop in on the gyms once a fucking year and make sure the coaches there aren't actively hurting clients who, let's not forget, are paying a bloody fortune compared to most other forms of sport/fitness.
I find it shameful with their billions that they hid behind the fact that they just license the methodology and "don't follow a franchise model blah blah".
CrossFit, do fucking better. Take responsibility and spend a FRACTION of the ZILLIONS you make in ensuring that the people you so hastily qualify are fit to teach the methodology which, if taught poorly, can really fuck up someone's life.
submitted by ToleyBumShite to crossfit [link] [comments]

What are your thoughts on affirmative action being re-implemented? Here's an account from a non-underrepresented-minority who still got screwed by the system but still wouldn't fit UC's proposed racial quota when pitted against someone from a "rarer" race.

I'm conflicted. While I am partial to voting "no" this November should it be on the ballot, I have seen for myself what life is like for those who grew up in poverty (which tend to be underrepresented minorities like blacks and Latin people) and had to settle for crap high schools. I'm not sure if placing quotas based on race would solve the problem, since there are other "races" such as myself who was deprived of resources. I do, however, empathize with those who grew up with a fucked-up system holding me back. My name is RichMoneyBeast, and this is my experience of going to a shit high school.
As an Asian-American who grew up middle class but went to a well-known magnet elementary school, culminated to a reputably-ghetto middle school, and graduated to a high school notorious for fraud, fights, a racial killing, and riots, I've experienced what it's like to have the drive of going to an elite university with the lack of resources achieving that goal.
Let me start. Since, my freshman year of high school, I obsessed over getting admitted to UC Berkeley's EECS and UCLA's computer science & engineering by planning for four years of maximizing all AP classes available, taking CC classes to maximize my weighted UC GPA for sophomore and junior year, and trying different activities. I saw that the average GPA for both programs hovered around the 4.3-4.4 range (this was back in 2013), so the drive to straight A's was burning. Getting the A's was the easy part (until junior year; more on that later). I worked until 4am on some homework assignments for geometry while I saw my classmates barely passing by, coming into the classroom faded and outright disrespecting teachers (e.g., one time a student in freshman geography got an apple from teacher's fruit bowl and rubbed it on the crotch area of his basketball shorts, the class in unison calling the teacher "Little Dick," a student impersonating a teacher's speech impediment from a stroke in front of his face). The school felt like the ghetto side of Twitter. As the only person who put effort in these ghetto classes, I was scared for my safety. I felt like a minnow in a pool of sharks. There would be a routine smoke bomb in the restroom, the fume of marijuana dispersing in buildings, and even gang-affiliated fights. As a matter of fact, not giving a shit about school was cool. Many of you come from competitive high schools–which include but are not limited to–Bay Area, Beach City, and prep schools. You know how many of your classmates strived to get 5's on AP Exams? At my school, I was the only one in my graduating class besides a middle-class white girl to earn a 4 on AP Bio (2014). I was not surrounded by students whose parents had the means to provide them with a plethora of Barron's AP test prep. They hardly saw the incentive to work hard, since there's hardly an environment to influence them: go to school, be on your phone in class, kick it with friends. We didn't even have proper funding for SAT prep. The only remote thing to it was an English teacher volunteering his Saturdays to read from the official College Board test-prep book. No strategies. Literally just read the questions and leave students to work on them quietly like a bad GSI. Nevertheless, I performed well my 10th grade year having a 4.4 weighted GPA and being pleased with my bio AP score. I also was volunteering at the library that summer, so I felt like I had momentum going for me.
Enter 11th grade (grade-fraud teacher). I joined the debate team with the coach of the program being my AP Lang teacher. She had an abnormal obsession with UCLA, rocking Bruin swag in the classroom (even wore a UCLA Santa hat in December) and putting down USC. With the savvy of playing politics, she was able to become buddies the admins, who allowed her to teach mostly honors and AP students (i.e., not ghetto, but cooperative and submissive). She was excited to have me on the team, because other students claimed that I was hard worker and they thought I was "smart." (sorry if that comes off as cocky.) As the semester passed by, I found myself unable to keep up with debate, since my A-G classes were priority for the UC GPA. The tough was going for other students as well. Like me, many of them asked to be excused from the competitions. It got to the point where she got so frustrated in class that she screamed like a pig, ripped the Post-It sheet of our brainstorming ideas, and LEFT. It was so loud her neighboring teacher on the other side of the bungalow came in to check on us. We just sat in class until the bell rang. She also wasn't the best English teacher, since she put her all-in to debate. In 9th grade, for example (yup, had her back then too), she stopped inputting points onto the online grading portal. Sketch, I thought, but I ended up with an A, so I didn't bother challenging her or thinking this would foreshadow her whimsical grading system two years later. That same year, she gave my upperclassman classmate an A in AP Lang for selling chocolates for her debate team's fundraiser. Going back to junior year, she wasn't happy with me not reaching expectations of bringing the team the gold, despite me doing all the assignments and going to all but one competition. Based on the point system on the syllabus, I should have gotten an A. At the end of the semester, we had a final in-class essay for AP Lang. It was argumentative; the prompt was to write about why competition is good. I wrote about the advancement of technology from Cold War and gave my points, evidence, and explanations like the AP Lang exam wanted. I came up to her after school to ask for my final-semester grade. She asked me, "what do you think you deserve?" "An A," I said, thinking about all the essays I turned in on time done correctly. She read my final paper, and wholeheartedly disagreed with her liberal viewpoints. She said "no. no. no," and told me that I can't get an A. She literally based my grade on one final in-class writing. I, along with many other students, know she didn't grade our papers. We had no grade reports, JupiterGrades was nonexistent, and the signed parent signatures "for points" laid at the same table for the rest of the school year. Four weeks later: C in debate, B in AP Lang. I felt crushed. I My competitive GPA was ruined. I didn't even bother thinking of applying to colleges anymore. I lost the drive for school and was clinically-depressed until community college.
Enter a fucked-up system. This wasn't the only case. As the years, went on, admin was caught purposely changing grades to benefit students. One audit found that football players were constantly absent and earned straight A's. That same teacher who screwed me was approached by a disgruntled student one year later, asking her, "Why do I have an F [on the 5-week]? I did all the work." She gave some non-answer with her typical attitude. He got mad, and pushed her to the ground. My friend who was a passerby saw her screaming to another student for help, and offering to give him points LMAO. Karma was catching up I guess. The same year. I enrolled in a 3rd-year foreign language course to be competitive for UC (no honors option). Guess what? School budget was low, so I we were merged with the same class as [foreign language] speakers 1. Ultimately, the class was cancelled and I was moved to digital imaging. Great, so now I can't even take a 3rd year of foreign language, and the school stopped teaching the AP version of the class a long time ago. Ah, maybe there's hope with AP Calc BC! Nope. It has never been taught, since there aren't enough students to enroll in the class.
Enter the conclusion. While I am Asian-American and grew up with a roof over my head and food on the table, I certainly was not in an optimal environment that paved me a Berkeley-bound path. I exhausted my high school resources, and they fired back at me. I was surrounded by peers who championed academic neglect. I was born Asian. If admissions were going to pit me against some underrepresented minority who easily had the resources to succeed at some fancy beach-city high school who got the same C and B as me, I know they'd have implicit biased, asking "why did this asian kid get a C? Must be lazy..." That's not fair, UC. While I do understand that there is a need for more diversity to improve our campus environment, I personally do not think discriminating on race is the way to go. Look what the CS department has done in the last few years. It has increased the enrollment of women many-fold without the need for quotas. What UC needs to do improve its outreach programs and incentivize driven people from underrepresented groups to apply. I'll tell you right now, people from these groups at my high school thought about USC and UCLA. I've never heard a black guy dreaming of going to Berkeley. I personally think the problem is how the school brands itself. While I certainly don't want Berkeley's student body to be homogenous, I think we should approach the diversity problem from another perspective. These recently-proposed changes (abolish SAT, affirmative action) are dangerous if implemented with haste.
People of berkeley, what are your thoughts on affirmative action?
EDIT 1 (6/9/20 @ 1:01pm): To clarify, I'm a student here at Berkeley. I chose the community college with more resources and better transfer rates than the one closer to home. I learned my lesson from high school. I applied to only UCLA and UC Berkeley, got into both, and chose Berkeley, so GO BEARS!
submitted by RichMoneyBeast to berkeley [link] [comments]

First-time entrepreneur looking for feedback

Problem
Like many, I am reading the lean startup, I follow Indiehackers and love Producthunt. I have seen so many great SaaS companies, apps, and services succeed with the help of business strategies that might not be as common to upcoming entrepreneurs in other markets like fashion, fitness, or even becoming a streamer. Validation I asked 100 people what online business they want to build and what is holding them back from building one. Key takeaways were ;
For the full results, ask me for my medium post link (want to oblige the subreddit rules of not posting links)
Solution
Provide free resources & a community to build your online business (focus on the more "traditional" markets)
Business model
Build toolkits for entrepreneurs who get their first orders and want to take it to the next level with the right tools, courses, ebooks, and expert support. Always offer a freemium option (with an affiliate on hosting etc of course) but if expert support is needed there is a paid option.
First results
Build a fashion business toolkit, ask me for a link (want to oblige the subreddit rules of not posting links) and generated my first 1000 visitors (through organic and paid), Overall response is positive about the solution and got 50 sign-ups.
Personal
I am a digital marketer with 10 years of experience. In the past year, I started freelancing fulltime and mainly work for start-ups and small businesses. I learn a lot from these businesses and thought of combining my experience with all I read in places like indie hackers and help people build an online business in markets like fashion and fitness.
Feedback
I feel like my first toolkit got some great feedback, but I feel like the layout is not doing it justice at this point. Let me know if you want to take a look at the landing page link (want to oblige the subreddit rules of not posting links)
What do you guys think?
submitted by DigitalDonny to EntrepreneurRideAlong [link] [comments]

I’m feeling entrepreneurial. Let’s disrupt LCD’s.

Below, I’m inviting conversations and exchanging ideas about a new post-COVID approach to eink product development, sales and marketing that would have more success than current players had in the past.. for our holy grail of volume sales towards price reduction. Overview of my premise is:
If you have thoughts please share here, or if you think it’s sound and like to be more involved in advancing this DM me and we can round each other up for a virtual chitchat!
-----------------------------------------------------------

A BRAZEN MANIFESTO FOR THE E-INKREDIBLES
The following is for the big dreamers only: don’t read on if you think audacity is pointless in the current state of the world. Want healthier futures through affordable e-ink everywhere? It’s not an idealistic utopian fantasy… it’s pragmatic and protopian to bring this bold change about. With all this time on our hands holed in at home, I can’t help feeling, let’s roll up our sleeves and build it together!!
If you’re among the league of 1,000 extraordinaries on this subreddit, you know LCD light is addictive — keeping humanity more passively glued to the net and shows and games and apps and software than it needs to like undead moths to a flame (got any lampssssss?). But I’ve been gauging the sentiment on here and gathered that there’s a sort of apathy and pacifism that’s set in among redditors and techies in general about the commercial feasibility of e-ink screens as a mass-market alternative to LCD ones. Add to that the decision by major Chinese PC makers and big name smartphone vendors to scrap their e-ink plans due to high costs and small market, plus the collusion by U.S. titans in the integrated digital industry (media+computing like Apple/AppleTV, Microsoft/MSNBC, etc) to ensure their investment in LCD dominance persists (through funding countless clinical papers demonstrating their medical safety in contradiction to all the anecdotal cases of power-users who developed vision/cerebral problems) — it’s no wonder all this is continuously shooting down the mojo of anyone who gets a spark of inspiration to tackle this. If I’m writing this to/for anyone, it’s for those few of you who have been toying with the idea of releasing another e-ink product. PLEASE don’t think small; e-ink is not a get-rich-quick or even worthwhile side-hustle:
Let’s park readers/tablets/smartphones on the backburner for a moment and zoom in on computer display monitors for the sake of example**.** Heck, [Onyx aside because their Boox was intended as a tablet really] the guy behind the Dasung indiegogo pressed through with it, and it turned out fairly well. Now you have Waveshare jumping on the bandwagon, but they, like Dasung, are at the end of the day commodity-boxmoving hobbyist-supply assemblers who are growing organically = very slowly. They are giving US few trailblazers here an option, but what is needed is something VISIONARY and EPIC for David to beat Goliath and give us, our kids, and generations of ignorant screenaholics out there an accessible, affordable, sustainable casemaker for accelerated e-ink R&D innovation. Something like the Freewriter but for general desktop/laptop computing, already itself a shrinking market as it is even with LCD’s.
So alas, it will never make financial RoI-sense for someone to take the electronics-peddler approach to introduce yet another eink computer monitor. The silver lining? All it takes is 1 capable TEAM to make a startup-style bet by CREATING THE MARKET (which CURRENTLY is "too small”): dropping a product cool enough to trend so that the masses start educating each other about it. This is textbook BLUE OCEAN STRATEGY. And it can be done using other people’s money to reduce personal risk, if a V.C. is wowed enough with a compelling story to pump enough marketing-budget-oxygen into this to make it go just barely viral enough to tip. The big VC-for-the-exit-multiples approach is needed… VC’s hate risk but they accept it betting on 10 horses for 1 to morph into a unicorn, knowing 9 donkeys will crash and burn miserably.
I can’t say that this would be a $1B company today, in a time when entire economies are at the verge of collapsing due to COVID-19. But I’m in 100% conviction this can generate $10M in 5 years, $100M in ten, because the market IS there, its personas just haven’t been reached and talked to in the right way:
  1. PROGRESSIVE CORPORATES segment. There are at least 100,000 FTE’s in edge-pushing white-collar companies & big NGOs shifting to remote homeworking in the next years needing a procurement of new I.T. gear whose bosses can be taught that LCD screens lead to fatigue and that giving employees a fancy-ass machine [that can display HD video ends up used for personal YouTubing] reduces productivity and increases sick-leave. Unless you’re a media house or other creative studio, LCD is of no advantage over Eink whatsoever for your bank tellers, government data entry clerks, etc who just need email, CRM/ERP, word-processing/spreadsheets, and the occasional Googling for something. Productivity will jump for such companies because employees will regain sapped energy. Yes an Eink setup is too pricey for penny-pinching CFO's today when consumerist economics itself is at the brink, but pre-sell the concept on basis of a TCO comparison (Total Cost of Ownership analysis that factors HR costs vs the status-quo) and the bulk contract will create the guaranteed volume for factory lines to produce in mass, bringing the price down. Even without big companies coming in early, the long tail of startups and small businesses run by employers who want the best for their talent will carry the day.
  2. MEDICAL PATIENTS segment. Sure, optometrists/opthalmologists/neurologists today would not prescribe switching to an eink computing setup for anyone. But produce the compelling collateral for it as a medical device for those with a named medical condition and get it certified as such by a testing body, and develop relationships with a few leading doctors in relevant specialties then INCENTIVIZE them (pharma drug companies do it indirectly despite all the stated ethics schpeel by doctors denying it, so why can’t we?)… and just watch every single person who gets glasses or eye pressure drops to also be referred to us. Don’t underestimate shrewd doctors’ abilities to make the case for insurers to underwrite such a claim in their reports, which is where the real money comes in. Even if this assumption fails to get traction early within the white-coat healthcare system, there are enough fringe integrative/naturopathic practitioners who are already anti-EM-radiation and would jump on this for their patients
  3. SYNTAX CREATORS segment. Here we’re talking about the nightowl written-content generators that first come to mind usually as possible adopters of eink screens: back-end coders / programmers, bloggers/bookwriters/copy-editors, conscious solopreneurs/inventors, and academics/teachers/students. But I put these last because I consider these our secondary market... since such focused creatives with a culture of knowledge exchange — learning and sharing at the same time — are not only few and far between, but because I see them as more useful to furthering our aim when seen as as a CHANNEL as much as they are a market. They need to be supported, invested in, since they are a golden RTM (route-to-market) as affiliates, endorsers, ambassadors, testimonial/review providers, and beta-testers/feedback-givers.
I don’t know yet exactly what such a product would look like.. a next-gen screen alone, or one built in with its own proprietary built-from-the-ground-up optimized OS for eink with its own platform ecosystem/eink-apps, or a Holy Trinity of computetablet/smartphone like the PureOS Libre is doing in the Linux world. Even if we have to hedge and bail early on the idea (because I don’t see this as changing the world Steve Jobs style), we would have made enough noise, bent a big enough dent, carved enough of a slice of our own, to make a blip on the radar and get acquired by a major maker that would perpetuate the support and maintenance and scale it further with its distribution force.
What next???? I for one am going to put my time where my mouth is and advance this along to the extent the community wants it to happen = from my experience, impact doesn’t happen in isolation. That’s why I’m not doing this as a ’stealth’ startup…. in case you were wondering why would I disclose all these competitive business planning tactics that can be taken by anyone publicly here without fear of an idea being stolen. In this high-stakes I.P. long game, in the moonshot that it succeeds, there will be enough room for literally everyone on here to benefit in so many unimaginable ways, plenty of opportunity to go around. If it fails, at least we will have had the experience and camaraderie and friendships gained along the journey. No single maverick wheeler-and-dealer who tries to mastermind this alone will ultimately crack this complex problem. It needs convening diverse brains who are passionate about e-ink (namely, YOU here my eink fellows) and orchestrating global concerted action along one disciplined startup-methodology or another.
If you’ve read this far, your commentary, discussion is REALLY valued. So are your upvotes of this post if you think it’s an idea worthy of deliberation and consideration by others, if not your well-wishes. But what I’m really after is would-be co-founders, board directors/advisors, and volunteers … real proponents of it. There’s no free rides, but the more people the movement for this musters the less time it would take from each of us to contribute to casually until we get angel funding to eventually replace part-time or full-time dayjobs. I’m an honest, fair, and just person and I’m not a stickler about leadership, I would even cede my being central to this idea if someone more fit than me to be its CEO steps forward, but it’s too early for titles/roles. I just now want to bring the right heads together, hop on a zoom call, and let the magic happen… stewarding it and adding value. In my case things like Silicon Valley VC contacts and worldwide Incubator relationships + with would-be funders, startup coaching/mentorship, a decade of Tier 1 enterprise software+hardware selling experience in 60+ countries, and marketing/storytelling gusto. Someone else might have the hat/archetype of tinkerer and come up with the industrial design, or the mock-ups, or the prototype, the schematic, handle social media/web/landing-page etc etc etc. So if you’re REALLY in, I want to get your 100-word bio in a direct message, what you could see yourself doing, and why you’re keen on it ... and I'll reply back with more about me and how we can hop online to take it forward . There are countless lean virtual tools for us to stay on track together, from the Aragon DAO to escrow services and freelancing platforms to term-sheet generators and project-management/task managers.
World ending or not, let’s build the e-ink future we want.
P.s. For the record no, I am not Elon.
submitted by neon_musk to eink [link] [comments]

Mikkelsen Twins scam

The Mikkelsen twins are complete scammers. I know people who have books in every keyword they suggest (beekeeping, children's books, keto diet, etc.), and their income claims are always an exaggeration. Their so-called "evidence" of a guy named Pierre Luigi is only the result from gaming the ACX promo-code system with fake reviews and a loophole that no longer exists. It's scammers like these that always promise you the world when in reality, the business they show you is a lot harder than they make it seem. They flaunt money amounts in your face to justify a course that costs thousands of dollars when it's only worth 20 or 50 bucks at most, because pretty much all of the information can be found online for free. And that's just the point: Yes, you can make some money publishing books under pen names but that doesn't mean you should spend thousands on some liars' course, who promote overpriced writing services with affiliate links and tell everyone to go after the same keywords so that those markets become saturated.
Don't give these liars your hard-earned money! I've been publishing for a while now, and I just know that so many things they say don't make sense, are simply not true, or are false conclusions based on incorrect data.
They lost their ACX account and KDP account. Listen, KDP accounts are very fragile. KDP is the kind of platform that terminates your account for no reason whatsoever. You can find all kinds of stories when you Google "lost my KDP account." Legit authors who suddenly lost their whole income have left bitter blog posts about how quick Amazon is to screw you over. They do it if they get the chance or if you do ANY-thing shady.
But to lose an ACX account? I know of someone who even requested ACX to terminate his account, and they refused. They said he had to keep it for 7 years. But the twins LOST their ACX account. Do you know why? Because Amazon was sick of them telling everyone how to manipulate audiobook rankings. And now that they stopped paying for promo codes, there is no chance in hell you'll have the success that anyone had before March 26th, 2020. Once you use up the last of the codes they pay for, it's harder than ever. My advice: If you want to invest thousands in audiobooks, hire narrators. Don't give it to these two.
Another thing: I contacted someone about getting a refund from them. But the guy said, "Well, they helped me make some money." But that's not a good reason for paying them thousands of dollars! Just because you made money from what they taught in their course, doesn't mean the information can't be found online for free, or for cheaper. You want to pay for a course? Go to Udemy or find one on YouTube. Here's what you do; let me save you some time: You go to ACX or Author's Republic or Findaway Voices or whatever. You find a good topic you want to write a book about: A diet, a psychological disorder, a historical event, or something else that's trending on Google or just an overall known topic. Start with short books, so you won't risk a lot in the beginning, to test the waters. You upload your book, hire a narrator or narrate it yourself, and you're done. Rinse and repeat. Try out different keywords. There you go. No need to give someone 2,000 bucks to tell you how to upload a book. You want reviews? Go to upwork and look for a "Virtual assistant for Ebooks." Or be legit and build an email list from Audiobook Boom or Mailchimp. Or ask your friends and family (without the same last name) to review it. That's it. There. Now give me 500 dollars, because with this post, I just saved you 2000 dollars.... oh, excuse me, 1997 dollars, just like all the other BS-scammers on YouTube who sell overpriced "information products."
Maybe Coffeezilla needs to call them out on his YouTube channel. You should always ask yourself with these things: If there is so much money in publishing, and if it's as easy as they say it is, why aren't they devoted to doing that fulltime? And why would they spend so much time and money teaching about it? If there is a goldmine, why would these guys sell 2000-dollar shovels instead of digging themselves? Because they know the big money comes from newbies and gullible people who have no idea what they're getting into, and not in the hard work and clever investments publishing requires. They did it for a while, and then decided to teach because it's easier to have 500 people buy a 2,000 dollar course than to sell thousands of copies from a handful of books at $2.99 or even $9.99 a pop. And if they decided to focus more on teaching than on doing it, why would you do it? Fake gurus are exactly the ones Coffeezilla keeps calling out on his channel. In fact, they fit a lot of the RED FLAGS of fake gurus:
1 Have a Mastermind or something else that's called similar. Typically, the twins and some other "how to get rich from publishing" scammers try to upsell you on taking 1-1 coaching or mentorship, which costs even more.
2 Luxury cars in videos. I haven't seen their small-penis cars, but they flaunt their lifestyle by going to expensive holiday destinations, hanging out at swimming pools, etc. They are definitely trying to make you believe that you can get the life of your dreams with their course.
3 Disparages 9-5 jobs. They do this constantly.
4 Invite you to a "live webinar." Check.
5 Paid course. And yes, way overpriced.
6 Under 35 years of age. They act as if they know everything when they have no life experience whatsoever.
7 No verifiable financial history. Check.
8 Runs YouTube or Facebook ads. Check. Those ads are expensive. Maybe not for 1 click, but it adds up. They only way they can pay for them, since only 1 in 100 or 1 in 1000 of the people that click on them are actually going to buy something, is to have a really expensive product, like a 1000 or 2000 dollar video course. And the only way they can sell a course like that, is if they throw all those income claims in your face. It's the only reason people justify spending so much.
9 "Free book." They have a free mini course, which basically tells you how to publish. Nothing special, nor is anything they teach.
10 Can't stop talking about mentors. The Mikkelsen twins act as if they know everything there is to know about audiobook publishing. There are 470,000 audiobooks on Audible alone, and even more outside that website. Do you really think all these people are less knowledgeable than they are? There are entire companies who invest hundreds of thousands of dollars in professional works. If you want a mentor, go to a real publisher, not some kids who threw up a few dozen books and then called themselves "experts," and then tell everyone else to give them money for showing them how to do it too. By the way, this is Coffee's video. The twins check almost all the boxes. They're full-blown scammers.
https://www.youtube.com/watch?v=ttIoqbyZVT0&t=401s
submitted by Howies1238 to Scams [link] [comments]

Discover the 6 Ways to Make Money Online

Do you want to make money while you sleep?
Do you want to be able to work independently?
Do you want to be able to travel more?
Do you want to escape from the 9 to 5 'rat race'?
Do you want to generate an extra income in addition to your job or study?
Do you want more time for your family and friends?
Are you looking for a new challenge? Something in which you can release your energy?
If you answered YES to one or all of these questions :)
Then this is the SOLUTION simple: Earn money online
Today I am going to teach you what ways there are to make money online.
There are a total of 6 'main' ways to make money online:
  1. Sell ​​software (including apps)
  2. e-Commerce> Physical products
  3. Ads
  4. Affiliate marketing
  5. Coaching
  6. Online courses
What is the best way for you?
Let's take a look ...

Way 1: Software / App

Everyone wants to develop the next Instagram. Unfortunately, only this model is not for anyone.
If you want to start selling software, you must first have the software developed. This requires a very large investment.
Benefits:
Cons

Way 2: e-Commerce

You can start a web shop next to your job or study. Nowadays you can build a webshop yourself without investment.
I started a web store in nuts & dried fruit in 2011.
You can easily start a web shop from home.
Within 3 years I had a turnover of 150,000 euros per year.
In 2017 I sold my webshop.
Do you also want to start an online store ?
I have already made a list of 500 promising niches for you.

You do not have to buy the products yourself, if you work with dropship suppliers. e-Commerce is a huge growth market.
Benefits:
Cons:

Way 3: Advertisements

You probably know a few famous Youtubers or Instagram influencers. These people make money with advertisements.
However, you have to have a lot of traffic / views in order to generate a few euro (cent) advertisement income.
Benefits:
Cons:

Way 4: Affiliate Marketing

With affiliate marketing you earn money by selling other people's products. You get a commission for every sale that takes place through you.
You must have a website / youtube / instagram account with a lot of traffic to generate income.
Benefits:
Cons:

Way 5: Coaching

As a coach you help people or companies with something you specialize in.
Online coaching is a very broad field: from virtual assistant to SSMA (social media marketing agency)
Unfortunately, few people earn good money with this. The difficult thing is getting new customers / assignments.
The successful coaches I see almost all have high-priced online courses, helping other coaches to get new clients.
Benefits:
Cons:

Way 6: Online courses

Selling online courses is the best long-term online business model. It is possible to create an online course for every niche.
Creating and selling online courses requires a lot of knowledge of online marketing.
When selling online courses, it is important that you first build a relationship with your target group.
You will need to start with a blog, community, youtube or instagram channel to build a fan base / audience.
Benefits:
Cons:

So… These are the 6 Ways to Make Money Online

I personally think e-Commerce is the best way for starting online marketers.
You can earn a seriously good income with this.
I also think with the least work.
submitted by appllojoint to Howwemakemoneyonline [link] [comments]

Reliable Ways To Make Money On The Internet

Become a freelancer
What is sometimes referred to as an irreverent hourly invoice is in reality a great way to earn money via the internet.
In the meantime, there are even many employers who do not mind if you carry out your work remotely. Don't have a skill that you can perform online and remotely?
You can learn to become a copywriter, but there are of course plenty of other specialties that lend themselves to freelancing: programmer, virtual assistant, web designer, accountant , and so on.
Become an online coach
If you are an expert in a certain transferable skill such as writing, productivity, but also a physical form of training or sport, consider transferring your knowledge to others through a coaching program or individual coaching sessions.
If you are a psychologist, therapist or addiction expert, you can also offer your service in this way. The difference between 'coach' and 'therapist' (both broadly speaking) is:
A coach helps a person to become better at a certain skill and does not always have qualifications in training itself outside the skill that is transferred. A therapist helps a person to deal with emotions, other people and situations (from the past) and is often formally trained and can demonstrate this.
The way in which you earn money as a coach or therapist is, for example, by:
€ 150 - € 1,500 per month as a copywriting coach for a weekly Skype meeting and giving and checking homework € 75 per Skype session of 60 minutes to be asked as a psychologist € 100 per month as a remote personal trainer and daily reminders send via Whatsapp or SMS and call weekly to discuss progress
You can offer your services via:
You can also offer your services in this way as a (business) consultant or advisor.
Earn commission (with affiliate marketing)
Webshops, travel organizations, insurers and many more parties pay your commission if you receive a quotation request or sale. Affiliate networks such as clickbank you quickly find partners in the relevant categories.
By the way, you don't need a website to get people to click on affiliate links. For example, you can review products or services on YouTube and encourage viewers to click through to the provider's site. Or create a list of email addresses and email an offer or review. The affiliate marketing revolution course takes a closer look at this.

Sell products with dropshipping
With dropshipping you are a trader with, for example, a webshop where orders come in. As soon as an order arrives, it is (automatically) passed on to the supplier who takes care of the handling and shipping of the product. If contact with the customer is required, the supplier often arranges this, but this depends on the appointment you made as a dropshipper with the supplier.
The customer pays the dropshipper and the dropshipper pays the supplier.
A big advantage of dropshipping is that you do not have to make any investments yourself and you do not have to have any stock. Therefore, there is little risk. Your only job is actually to bring in new customers.
What is the difference between affiliate marketing and dropshipping?
Dropshipping is similar to, but different from, affiliate marketing. The big difference is that in affiliate marketing you send the customer to the supplier and therefore do not receive contact details or payment from the customer. However, you do not have to pay the supplier and you will be paid in commission for every customer that you forward. Affiliate marketing is therefore even more accessible, because you will never have anything to do with the customer.

Play online poker
No Limit Texas Hold'em
My first big (well, it was a lot) online money I made with poker. No Limit Texas Hold'em poker is a game that is often seen as a game of chance and certainly has a chance element, but is actually a skill game. If you are better than the players at the price level you are playing on and keep playing well, for example with the help of certain support programs, then you can make a lot of profit from it.
For example, I played on Pokerstars and used PokerOffice as statistics software and TableNinja for hotkeys.
However, there are 3 main reasons why I recommend you not to pursue a career as an online poker player.
Read more in this article >>>

Become a daytrader
Day traders are people who buy stocks or options during the day and try to sell them at a profit before the end of the day.
They do this via a trading platform of their stockbroker, a specialized trading software company or via a platform that they have developed for this themselves.
To do this successfully they need multiple monitors and a very fast internet connection to immediately see and seize opportunities that pass by.
How do they make money?
The most common strategy is for these traders to grab a stock, index (a specific part of the stock market) or currency that is volatile enough. This means that the price fluctuates quite a bit and that chances are that if you buy when an object is at its lowest point in its usual fluctuation, it will quickly peak again. There is of course no guarantee for that, but there are mathematical models with which you can calculate the probability that a share will reach a certain price within a certain period. If according to such a model the investment is favorable, then you buy that object (share, currency, index, etc.). You sell this as soon as the price has gone up again.
Day traders do not do this with large price shifts, but really with small percentages, but on a large scale. For example, they may invest € 10,000 and earn € 100 one day because the share has increased in value by 1% that day. However, traders often go long or short with a particular object, which allows them to leverage. This means that they enter, for example, a 5: 1 payout structure for the increase in value (long) or decrease (short) of a certain share. If this prediction is correct and they cash out, the € 10,000 they have invested is considered to be € 50,000. That is the leverage effect. The disadvantage of this is that if the price of the object falls below or above (depending on whether you go long or short), you lose your entire investment.
Are you considering becoming a day trader?
Think again.
“10% of the day traders are successful. You could say that other 90% pays for that 10% ”
You need a lot of knowledge, discipline and analytical skills to trade profitably. You should also be able to completely leave your emotions and ego out. As soon as you start trading emotionally, you will lose, just like with poker. Many people overestimate themselves and their own skills. You may get away with that in other fields, but not in day trading. You will sooner or later be the spool. If you want to know more about investing, check out this link

Build your own software
This option is not for everyone and is by far the hardest way to make money online, especially if you are just starting out and have no technical skills. Also, this is often an expensive option and one that involves (and continues to bring) a lot of work.
That said, it may be one of the most lucrative options. Here are some examples of companies (that often started as sole proprietorships) that have released successful software in the internet marketing market:
  1. https://ahrefs.com/ (SEO tool for backlink and competition analysis, $ 99 p / m /)
  2. https://www.leadpages.net/ (Landingpage builder $ 25 p / m)
  3. https://moz.com/ (SEO tool for eg backlink analysis $ 99 p / m)
  4. https://www.crazyegg.com/ (Website analysis tool $ 99 p / m)
  5. https://www.semrush.com/ (SEO tool for competition analysis $ 99.95 p / m)
As you can see, 4 of these 5 examples are priced at $ 99 per month. This is not a coincidence. This is a very nice earnings model because you can accurately predict how much money will come in the next month. You know, in the worst case scenario, you will lose 5% of your customers per month (there are models for this) and that if you have 10,000 paying users, you will receive about $ 1 million in cash the next month.
If you offer software against a monthly revenue model, then you only need to focus on improving 2 figures:
  1. the churn rate: how many people stop their membership per month?
  2. the number of new customers you acquire per month
Make sure your churn is as low as possible through a good onboarding process. This means that you do everything to ensure that your customers actually use your software and get value from it. Only in this way will they remain members in the long term.

Publish books
Writing or having books written and then publishing them means that you earn passive income : you invest your time once and afterwards you can become dormant, so to speak. On this page you can read how André went from $ 200 to almost $ 1000 per month in ebook royalties within six months. Stores where you can publish ebooks include those from iBooks, Barnes & Noble and Bol.com and Amazon Kindle Store.
Create an online course
To create a video course you will need:
  1. Camera Gear
  2. A good microphone
  3. Video editing software I can really recommend this microphone from RØDE Microphones
  4. Adequate lights / natural light
  5. Learning environment to use the videos
  6. A planning
  7. Very valuable content to share

Membership site
Positive Psychology Program
In my personal experience, having a membership site is the finest revenue model there is. I have probably made money in more than 50 different ways during my life (no, not that way, dirty butt) until I finally ended up creating a membership site: Positive Psychology Program.
Now that I get recurring income from it, just like with the revenue model of the software, it is a matter of bringing in more people and ensuring that they stay as long as possible. My business partner builds our information product and ensures that existing members commit to us and I ensure that as many new members as possible are added. This is how we guarantee the growth of our business.
A very common way to create value is to offer information products in an online environment (built with, for example, Wishlist or Woocommerce subscriptions if you work with WordPress).
Then consider:
submitted by galeanders to Howwemakemoneyonline [link] [comments]

The Ultimate Guide For Building a Digital Brand

Hey everyone, I just updated my guide on how to build and launch a digital brand so I decided to share it here. The article is really big and you can find the whole thing here. For Reddit, I made a shorter summary, so here we go.

Part 1: Brand Identity

There are several elements that form a brand identity, and they all fit together like a puzzle. I divide them into three parts, visual elements, story elements, and value elements
> Name Your Brand
Here is how to start brainstorming about your new name. Think about the goal of your idea and what you want to accomplish with it. What is the goal of your name?
Here are some common types of names:
> Define your brand purpose, mission, and vision
There are many, many digital brands out here, so naturally, we’ve started to pick and choose what we follow, use, and support. That is why it is important for your followers to connect with your purpose.
What do you want to accomplish with your brand?
Write down a mission and a vision for your brand. Think of them as a map of where your brand stands now, and where it’s headed.
> Choose your brand colors to showcase your style
Start working on your visual identity by choosing the right colors and harmonies to represent your brand and the feeling that you want to inspire in people that will be using your products or services.
Different combinations of colors come together to deliver a more complex and aesthetically pleasing presentation of the brand. You can read more about choosing combining colors in this color harmony guide.
> Design a brand logo to introduce your business
Moving on to the logo of your brand, I often see it as an equivalent to a profile picture. A good logo should be representative of the brand and always recognizable by the consumer.
7 Logotypes that you can use for your brand:
There are many ways that a brand can visually express its identity, purpose, and intent. The visual elements can include typography, icons, data presentation, photos, videos, motion graphics, and so on.
Put together a mood board with pictures that represent the feeling that you want to give to people. Use the mood board as a style guide for your brand.

Part 2: Your Target Audience and Customers

When it comes to increasing your audience, it’s not always about the number of people that see your ad, or even the amount of people that follow you.
Instead, the focus should be on getting your brand, message, product, or service in front of the right people for your brand.
> Create Customer Personas
Create a profile with demographics that fit a large portion of your target audience. Narrow down their age, location, income, education, job title, gender, or anything else that is useful for your brand to know.
> Create a map of the customer journey
hen you have a clear picture of how they spend their time and attention during the day, it will become easier to find a place for your brand in their lives.
You need to fit into their routine and help them by making the problems that they face daily easier to solve.

Part 3: Your Business Model

> Choose a business or monetization model
The way you monetize your work should make sense for your audience. For example, if people follow you for fitness advice, they expect you to be affiliated with fitness products or services.
Here are ways that you can monetize your brand:
> Research the market for opportunities
Each market works on the basis of supply and demand. For example, if you’re creating an e-book or a course about mathematics that you plan to sell, then you need to spend some time researching the market before you step in.
> Think about competitors and positioning
That is where your market research comes in handy. Think about the information you collected, and how it serves your brand.

Part 4: Your Digital Spaces

There are millions of pieces of content uploaded to the internet each minute. That means that your brand needs to stand out in some way to get noticed.
> Create a website for your brand
> Create social media profiles for your brand

Part 5: Growing Your Brand

You’ve already done some preliminary work with your target audience research, so now it’s time to place a strategic approach behind it. Consider the following:
There are many opportunities for your brand to fill in the blank by making sure that you provide the right content, product, or solution to people.
In this next part, I will talk about growing your brand through content marketing, brand campaigns, and sponsored ads.
> Measure branding strategy performance and adjust when needed
You need to experiment with different types of marketing techniques to find what works best for your brand and audience.
Don’t be afraid to think out of the box with your content to find a way to speak to both groups. Experiment with different types of content and find what works best for your brand and audience.
After some time passes, make sure to analyze your branding strategy. Create a report on how it’s performing. Finally, adjust your approach if needed.
submitted by space-ranger-5 to digitalbranding [link] [comments]

HOW TO MAKE MONEY BLOGGING

1. Online Courses and Workshops

Here at Smart Blogger, we make most of our income from online course and workshops — over $1 million per year — but we are far from the only ones. Most of the people making serious money from their blogs are doing it through online courses.
Ramit Sethi reportedly crossed $10 million dollars in annual revenue with his suite of premium courses:
📷
And it’s not only business or wealth focused topics that are doing well. You can find blogs on just about any topic monetizing with online courses. For instance, the popular interior designer Maria Killam has quite a few courses and workshops in her catalog:
📷

2. Books and Ebooks

Quite a few writers have parlayed their blogging success into a major publishing deal. Mark Manson, for instance, published a post called The Subtle Art of Not Giving a F*ck in 2015. Millions of readers later, he got a book deal with Harper Collins and went on to sell over 3,000,000 copies in the US alone.
📷
Self-published books have also been successful. The most notable success story among bloggers is probably James Altucher’s Choose Yourself, which is now sold over 500,000 copies:
📷

3. Affiliate Marketing

If you’d like to create some passive income streams from your blog, one of the best choices is affiliate marketing — recommending the services, digital products, and physical products of other companies in exchange for a commission.
Here at Smart Blogger, we make more than $100,000 per year promoting affiliate products, most of that coming from casually recommending products we love like SiteGround (affiliate link) and Elementor (affiliate link).
But there are lots of other examples too. For instance, Digital Photography School has reportedly made over $500,000 in Amazon Associates commissions from promoting photography equipment:
📷
With so many companies offering referral programs to help spread the word about their product or service, the number of different affiliate marketing opportunities is enormous.

4. Advertising

Normally, we’re not big fans of selling ads on your site. You need roughly a million visitors per year for the large ad networks to take you seriously, and affiliate marketing is almost always more profitable and just as passive.
That being said, some niches like recipes, fashion, and news are hard to monetize through many of the other methods mentioned here, and they get LOTS of page views. In that case, putting a few ads on your site can make sense as a supplementary income source.
For example, here’s a screenshot of a 2016 income report from Share the Yummy:
📷
Normally, you make money by joining a network. Nearly anyone can join Google AdSense, for example, and you can later grow into more selective networks like Mediavine and AdThrive.

5. Speaking Gigs

If your blog takes off, and you start being recognized as an authority in your space, you might be surprised by how many invitations you get to speak at conferences. And it’s amazingly profitable. I typically make a minimum of $10,000 per speech and it can go as high as $100,000 when you count product sales resulting from the speech.
Not bad for a 60-90 minute talk. 🙂
📷

6. Consulting/Coaching

While this certainly isn’t everyone’s cup of tea, doing a bit of coaching or consulting over the phone can earn you a surprisingly nice living, even when your audience is small. I don’t do consulting anymore, but the last time I did, I charged $1,000 an hour with a six-month waiting list.
But I’m not the only one. Going back to Maria, again, she’s been quite innovative coming up with ways to do design consultations by photo and email, currently charging $1,275 per room:
📷
You can make this work in almost any space. You just need to know what you’re doing and be confident in the value you are providing to clients.

7. Selling Freelance Services

The next step up from consulting is to actually do it for them.
Typically, you’ll make more money freelancing than with anything else, but it’s also the most draining and time intensive. That being said, I’ve seen bloggers make six-figure incomes with no more than a few thousand readers on their blog, essentially using their blog as a lead mechanism to get clients.
It’s so profitable, even if successful bloggers continue to do it. For example, Elna Cain continues to sell her freelance writing services:
📷
If you’re a freelance writer, designer, photographer, programmer, or other service provider where your skills can be sold digitally instead of you having to be there in person, you might want to consider it from day one. All you really need to get started is a contact form for clients to reach out to you.
Okay, now for the fun part. Let me show you the framework I used to become an honest-to-goodness millionaire…
submitted by Victorkokorie to u/Victorkokorie [link] [comments]

Simple Ways to Make Money Online


Affiliate Marketing
affiliate marketing

Even if you don't have your own products or services to sell, affiliate marketing gives you a chance to earn strong commissions through a series of one-time sales (or ongoing monthly sales). Online merchants provide you with an affiliate website (or a simple affiliate tracking link) and marketing support – all you have to do is promote the company with your link via social media, search engines or perhaps ideally your own website or blog (see above).

With all of these methods we're discussing you'll want to be sure to build your email list so you can continually follow up with your subscribers and generate additional sales.

The great thing about affiliate marketing is you don't have to create your own products, you don't have to provide any customer support, and you don't have to create your own marketing materials.

All you have to do is pick a profitable market, promote the products as an affiliate and earn a commission anytime a sale is made. Affiliate marketing is one of the fastest and easiest ways to make money online.

Even if you are offering your own products and services man people choose to also promote other people's products as an additional income stream to what they are already doing.



Start Your Own E-commerce Website
start e-commerce website
Another great opportunity to make money online is with an e-commerce website/store.

This is where you are selling physical products from your website. The most common (and hassle-free) way to do this is via drop shipping; where you simply take the orders on your website and use a third-party source that manufactures and ships the products for you.

They key thing you'll want to do is focus on one specific niche and be a specialty store that just caters to that market, don't try to be all things to all people like an Amazon.com.

Speaking of Amazon.com, though you may want to tap into other websites such as Amazon.com, eBay.com, Etsy.com, etc. as a way of reaching additional people you want to be sure that you have your own web presence with your own store so that you have 100% control over your business.



Online Publishing (E-books)
publishing ebooks
John Lamb/Digital Vision/Getty Images
Regardless of your current occupation and lifestyle, there is probably a book inside of you that's screaming to get out. Amazon's Kindle Direct Publishing (KDP) platform has given thousands of people a chance to become published authors and earn money. It may also serve as a way to get noticed by more established and traditional publishers.

Not only can you sell ebooks on platforms like Amazon.com; but you can also sell ebooks directly from your own website as well. This allows you to sell your ebooks at higher prices and get all of the profits.

You can also repackage multiple ebooks into larger "packages" or use the ebooks as a foundation to sell higher-ticket online courses or even coaching and consulting services.

Publishing ebooks is a great way to make passive income, grow into bigger projects, and establish your authority as an expert in your market.

With simple to use tools, access to outsourcing graphics, cover design, etc. anybody can self-publish a book and have the same professional presence and credibility as a big publishing house.

For many people, the idea of writing a book can be intimidating but keep in mind that if you are writing ebooks that you're selling on your own website or publishing to Amazon Kindle you can write shorter books that are more focused on a specific niche or issue... you don't have a write extremely long books that take months or years to crank out.

Online Surveys
online surveys
Getty Images/Peter Dazeley
Online surveys are one of the easiest ways to earn extra cash. Brand name corporations and market research firms are desperately seeking people's opinions on products and services and will offer good remuneration for it. Depending on their complexity, each survey can be worth five, ten or more dollars.

There are many reputable survey companies to choose from, but you may want to limit yourself to 3-5 in the beginning. Stick with the survey companies that give you plenty of surveys to take and pay a decent amount and stop using the services that don't end up being worth your time.

You also want to avoid illegitimate companies; as this field is widespread with scam opportunities that will take a lot of your time and pay you very little money or even scam you out of your money.

Though you're probably not going to be able to make a full-time income taking surveys it is a realistic way to make a couple hundred extra dollars a month.

Online Freelancing
freelance writing
svetikd/E+/Getty Images
If you have specific writing/journalism skills or are adept in various IT/software domains, freelancing may prove to be a lucrative source of secondary income. Increasingly, companies are implementing a content marketing strategy and turning to outside sources for specific assignments, and if you can prove your worth there will be more work available. Even simple skills like data entry may be to your liking, provide you can offer at least 5-10 hours weekly.

All you need is a computer with an Internet connection and the desire to build a respectable clientele. Chances are that these opportunities will allow you to gain valuable experience and skills that will prove valuable in your existing business and professional career.

If you're already writing ebooks in a particular niche market (see above) then why not make your services available for other companies; as you already have the expertise to take on the niche writing assignments.

Though it's not really a passive income stream, doing freelance work is one of the fastest ways to generate income.
submitted by Victorkokorie to u/Victorkokorie [link] [comments]

NJCAA Football Member Community Christian College, Redlands, Cal. Have Multiple Locations

https://www.cccollege.edu/
This school in California just added sports or turned their club teams into varsity sports. The school is located in Redlands, California with locations in Downey and Fontana. What brought my attention to their school last year was that they were involved in getting football back in Arizona at the junior college level with the help from the public schools, the community, students and coaches.
https://www.azcentral.com/story/sports/high-school/2019/01/15/online-community-college-program-save-juco-football-arizona/2584356002/
https://www.prnewswire.com/news-releases/return-of-community-college-football-to-arizona-300776634.html
The CCC came in not ready to set up classes with buildings yet. The players for the 5 CCC schools are players from the now defunct Arizona teams that shut down their programs. The CCC and the public schools are working jointly for the athletes right now. The conference is called Hohokam Junior College Athletic Conference.
https://yourvalley.net/glendale-independent/stories/new-west-valley-juco-football-program-to-play-at-mountain-ridge,10091?
Maricopa Mustangs head coach is the head coach of Mountain Ridge High School.
Other teams in Arizona are Gila River, Salt River, Papago and Sonoran.
http://www.hjcac.com/
https://www.cccollege.edu/on-campus-sports
CCC have affiliations with all 5 those schools which they are under academics of TRACS. Their other affiliations include midwestern states, southeastern states, southern middle states, mideastern states, Florida and Tennessee. The guy in charge of the mideastern states is none other than Ledell Richardson who used to coached College of Faith-Charlotte. He broke away Sherwyn Thomas and the same with the coach at University of Faith in Florida. The schools are renamed as Community Christian College-Charlotte and Community Christian College-Tampa. Now, the student athletes are now doing education under accredited settings, and better buildings and equipment. Both of the schools are part of the National Independent Athletic Association with many schools with football.
https://theniaa.org/standings
NIAA Members:
CCC-Columbus, GA.
CCC-Atlanta Warriors
CCC-Atlanta Raiders
CCC-Atlanta Runners non-football member
CCC-Charlotte former College of Faith
CCC-Coastal SC adding sports 2021 which football could be one of them.
CCC-Columbia SC
CCC-Greensboro NC
CCC-Raliegh-Durham NC sports being added for 2021
CCC-Rock Hill NC
CCC-Union County NC
CCC-Upstate SC
CCC-Lancastor SC LeDell Richardson's new team he is coaching
Collegiate Prep Athletix-Kansas City MO.
CCC-Greenville SC
CCC-Houston
CCC-Jacksonville
Louisiana Community Christian College
LPH CCC-Memphis
CCC-Orlando
CCC-Tampa formally of University of Faith
There is one more school that is playing in the NCFA for club football. CCC-Virginia.
As it is, they are getting buildings set up and everything for several of these sites where they would be applying to the NJCAA. Louisiana Community Christian College and the Houston schools are almost done as their new satelite campuses. As it is, many of these schools already played varsity sports with the NJCAA's already. The Georgia schools played Georgia Military in football and basketball. Once the Arizona schools get the buildings done and applied to the NJCAA? Could we see the public schools restart football? You got Snow and CCC-Redlands in their region, we might see it happen to have up to 12 teams. Do you think CCC got all their ducks in a row to set up all these schools without issues? Was it smart for the two former Faith coaches to jump ship and join an alliance with CCC?
submitted by DavidS12 to CFB [link] [comments]

Chance me for poli-sci at UChicago, Notre Dame, UMich!

Demographics: White M, upper middle class, west Michigan
GPA: UW - 3.9 W - 4.1
SAT: 1350 on PSAT with no studying, I was studying for April SAT, but it was cancelled due to COVID. I will be hoping for ~1450 on the actual test.
Coursework: I’ve taken pretty much the hardest courses that my school offers, but unfortunately that’s not a lot of AP’s. No AP’s freshman year, APUSH (Scored 5) in sophomore year, and gov, psych, and lit junior year. Scores come out next week, but I feel confident (knock on wood) I got 5’s, especially on gov and psych. Next year I’m taking 5 AP’s (Comp, chemistry, calc, macroeconomics, microeconomics), two of which are online since my school doesn’t offer them. 3 honors classes, 2 years of Spanish.
Class Rank: 7/200
Extracurriculars:
Soccer - 4 years varsity, captain junior and (likely) senior years. All district first team twice so far, school “rookie of the year” as a freshman. Played travel soccer in the spring of my freshman year, then took a season off from travel my sophomore year, hired a private coach, and did individual training, while also coaching a U11 youth soccer team through a school-affiliated club. Was planning on returning to travel soccer my junior year, but the season was cancelled due to COVID. Also played indoor soccer all winter every year, up until cancellation, again due to COVID, this past winter. I’d like to continue to play in college, although I’m not expecting scholarships or recruitment.
Local Youth Commission - City youth commission that is led by city commissioners and the mayor, which is focused on education of high school residents on city function and local politics, while also providing members with an opportunity to volunteer and give back to the city during events such as the annual Easter egg hunt and Memorial Day parade. Served on the commission freshman, sophomore, and junior years, up until it’s cancellation because of, again, COVID.
Work - I’ve been working at a John Deere dealership in the parts department since my freshman year, I’m still there, and now split my time between the parts and service departments. Admittedly, I didn’t have to work very hard to get the job, my dad is the corporate manager of the parts and service departments, however, I work hard and I’ve been there for nearly 3 years. I also began working doing activities at an assisted living facility for dementia patients last November, and have been working there in addition to the dealership. In the summertime, between both jobs, I work 30-35 hours a week, but during the school year that drops to about 10, and even less during soccer season.
NHS - Admitted into the national honors society as a sophomore, and was in good standing all of my junior year, with almost 30 service and tutoring hours. I plan on applying for a officer position as a senior.
Athletic Leadership committee - The athletic leadership committee is a group of student athletes hand-picked by our athletic director for leadership abilities. We meet once a week to discuss how we can improve the school in general, and how we can be leaders on and off the field. We also meet with similar committees from other schools in our conference, and discuss leadership with student athletes from other schools. Often these events have presentations from collegiate coaches, players, and sometimes even professionals, at one meeting Tim Tebow gave a presentation.
Special Olympics - Since middle school I’ve been helping out in special needs classes, and in high school I’ve taken classes since my sophomore year where I am paired up with a student with autism for an hour of their day, and I go to class with them. I love working with kids with special needs, and as a junior I participated on the special Olympics basketball team as a unified player. Similar to the work at the assisted facility, helping people is a passion of mine.
Young Life - Young life has been a huge part of my time in high school all four years, I’ve been to young life camp twice, and it is often hosted at my house.
Other info: I like to think I’m a pretty good writer, and I love to write so hopefully I can nail some application essays. I’m hoping to go into political science and hoping for a career in lobbying. I know that my stats might be low for some of the more selective schools, but I’m hoping that since I’ve done as well as someone from my high school can that colleges will overlook that. I’m also worried that I haven’t taken enough foreign language classes for top universities, but I hated Spanish so I dropped it, and hopefully I don’t regret that choice.
Schools: Notre Dame (OOS), University of Michigan, Michigan State University, Northwestern(OOS), University of Chicago (OOS), as well as some other, smaller, in-state schools.
submitted by Josh_L115 to chanceme [link] [comments]

Working from home opportunities uk

Hey all
I'm new to reddit so I'm sorry if I'm doing this wrong Just looking for any advice on legit money making ways from home. I've been looking at iptv reselling but theres so many different options I don't know what's legit and what isn't
I am open to try most things to make some extra income would appreciate any advice or recommendations
😁
submitted by burwood93 to WorkOnline [link] [comments]

***Read Before Posting***

The automod unsticked the previous version so here we go again....
Ways you can get banned (not limited to):
-Post affiliate links
-Be disrespectful/personally attack other posters
Hello beginners, novices, etc,
Recent market chaos has prompted a flood of new activity to the sub. While this is good, most of the activity has come in the form of more questions, questions that have been asked ad nauseum before or are easily answered with a quick Google search. This stickied post, here by popular demand, is to be read before you post, it will hopefully answer many of these questions, and if it doesn't will give you some guidelines about what to post and what does not warrant a post.
The following questions do not really start a good discussion anymore. They should be answered by searching Google or this subreddit. A few links and simple answers are included below that should provide some clarity if you do not want to search out the answers yourself. There are other questions below that we've tried to provide some coaching on how to create a post that can generate good discussion for everyone here and can get you as good of an answeconversation as possible.
· What brokeapp should I use to invest? Reviews of X broker?
· How to start investing?
· I have $XX,XXX to invest, what should I do?
· Best way to convert currencies?
· Should I invest in the US given the current exchange rate?
· Is there an ETF that…?
· Where is my dividend?
· What should I do with money I may need in the near term?
· Where to find XYZ’s [insert financial number]?
· What is the payout ratio, P/E, P/B, etc of XYZ?
· Why is the market up/down?
· Why is XYZ stock up/down?
· Thoughts on XYZ stock?
· Should I buy XYZ?
· Is [insert stock, asset, or market] going to go up/down?
· Is this the bottom for [insert stock, asset, or market]?
· Is it a good time to invest?
· Should I invest all of my money now or a bit at a time for a while?
What brokeapp should I use to invest? Reviews of X broker?
This question has been asked many times before on this subreddit. If you search the sub you will have access to all of those discussions, which will give you more answers than you’ll ever get by asking in a new post. There are also many answers on Google. Here are a couple of brokerage comparisons/reviews. Here, here, here, here.
How to start investing?
The best option, for the vast majority of people who want to ask this question, is to follow a “Canadian Couch Potato” strategy, of buying low fee index funds/ETFs. This is the best resource for you as someone looking to start out. That is the baseline recommendation for anyone, and the website has more than enough reading to take you from knowing nothing to being confident investing on your own. If you want more than that, this is a pretty good beginner’s guide. Here is another.
I have $XX,XXX to invest, what should I do?
Believe it or not, this question has been asked before. And no offense, your situation isn’t that unique. The exact amount of money doesn’t really change things, and very seldom will any other factors (housing, employment, the assets you already own, when you’ll retire, your goals, etc) be so special that you can’t get a good answer with some rudimentary searching. Examples of past posts and other answers: here, here, here, here.
Best way to convert currencies?
Norbert’s Gambit. By far the best. A few more suggestions here.
Should I invest in the US given the current exchange rate?
Read this.
Is there an ETF that…?
Probably. Google it first, Google does in fact have information about ETFs. The question has also almost definitely been asked here before, so try searching the sub. If you can't get the information with easy searching, by all means ask.
Where is my dividend?
Many brokers take a few days to deposit the dividend in your account, and this is especially true if you have enrolled to reinvest dividends through a DRIP. Wait a couple days, or contact your broker’s customer service.
What should I do with money I may need in the near term?
If there is a chance you need to spend the money in the next, say, 3 years, you should not be putting the money at risk. Put the money in a high interest savings account or a short term GIC. That is it. Doing anything else risks the investment being down when you need the money. Besides a savings account or a GIC, there is no investment that guarantees you will have the same amount of money when you need it.
Where to find XYZ’s [insert financial number]?
Do not go to any website, to try to find any number related to a company’s financial information. The only trustworthy source is the company’s financial statements. Do not trust Google, Yahoo Finance, The Globe & Mail, your broker’s number, etc. Go to the company’s website, or SEDAR, find the most recent financial statements, and find the number yourself.
What is the payout ratio, P/E, P/B, etc of XYZ?
Do not go to any website, to try to find any number related to a company’s financial information. The only trustworthy source is the company’s financial statements. Do not trust Google, Yahoo Finance, The Globe & Mail, your broker’s number, etc. Go to the company’s website, or SEDAR, find the most recent financial statements, and find the number yourself. These numbers are easy to find, you should not be relying on a possibly inaccurate website, and you should not be asking people on Reddit to do simple math equations for you.
Why is the market up/down?
Multiple news organizations post reasons for the day’s market moves. If you Google whatever market you are inquiring about, there will be multiple news results with headlines something like “Dow slides 361 points after the US economy loses far more jobs than expected in March”.
Why is XYZ stock up/down?
If a stock has moved +/- say 3%, there is no need to ask this question. Stock prices fluctuate. If there is a much bigger move in the stock price, there are a couple things you should do that makes much more sense than asking Reddit.
  1. Did the market move by quite a bit in the same direction? Then that is probably a lot of it. 2) Google the company. The result will probably be there. 3) Check the company’s website and/or press releases. The company very likely released news. 4) Is the company affected by something external and did that external factor change? For example, if interest rates moved a lot, that affects a lot of companies (utilities, REITs, banks, insurance companies, high yield stocks, etc), so look to see if interest rates moved. Or if you’re wondering about the movement of an oil stock, look to see what the price of oil is doing.
Thoughts on XYZ stock?
Please do not just ask for the thoughts of others without providing any insight of your own. People here are happy to help, and everyone browses this sub because they like discussing stocks and investing. But the sub should not be a place where people can just ask lazy questions and have others do all the work for them.
First you should search the subreddit for the stock you're interested in. Shockingly, you aren't the first person interested in Air Canada, or Enbridge, or BCE. You will usually have access to dozens or hundreds of thoughts by using the search function. If you do not have thoughts of your own, or there wasn't some huge new development that materially changes the story for the company, it is better for you to use the search (so you get more answers than a post will garner).
If you are going to make a post about a stock, even if you just want to get a read on the consensus of others, tell people what you like or don’t like about the stock, what you think of the valuation, whatever. Provide something to people besides just a question.
Should I buy XYZ?
The answer to this is dependent on many factors: your portfolio’s current positions, your time horizon, your goals, your risk tolerance, etc. You need to provide a lot of context and information to get any half-assed reasonable answer. But more importantly, and I can’t stress this enough, don’t make buying and selling decisions based on anonymous Reddit users. Ask people for their thoughts, ask people to check your work, even ask people if they would buy/sell said stock. Nobody here has any fiduciary duty to you, you shouldn’t make decisions solely based on what you read here.
Is [insert stock, asset, or market] going to go up/down?
Nobody here knows. Do not ask your question like this, as you will not get worthwhile answers. Instead ask if today’s prices represent good value, while also providing some insight of your own into the matter to facilitate discussion, and by not simply asking a question you can learn more as people can correct your thinking if needed.
Is this the bottom/top for [insert stock, asset, or market]?
Nobody here knows. Do not ask your question like this, as you will not get worthwhile answers. Instead ask if today’s prices represent good value, while also providing some insight of your own into the matter to facilitate discussion, and by not simply asking a question you can learn more as people can correct your thinking if needed.
Is now a good time to invest?
Nobody here knows. The fact is that most times in history have been a good time to invest, so chances are now is as well. But more importantly, you don’t have to pick your timing that well. Read this, this, and this for more.
Should I invest all of my money now or a bit at a time for a while?
Here is what Vanguard says, which is as good as any advice you’ll get from Reddit.
submitted by kpaxonite to CanadianInvestor [link] [comments]

The Dahvie Vanity Investigation Timeline (2006-Present)

Due to the ever expanding investigation and Reddits character limit, this post is now Part 1 of a two part report. Part 1 covers 2006-2012 and Part 2, which can be found here, covers 2013-Present.
Welcome everyone to DahvieVanityisaPEDO! The mods have noticed an influx of traffic to the sub and have decided to put together this two part report to gather all the case information, evidence and testimonies into one place. Our objective is to ensure everyone can keep track of the investigation and the voices of the survivors are being heard. It's important to us that they know we are listening and we believe them wholeheartedly.
For those of you who have recently been introduced to this investigation and do not know who Dahvie Vanity is. Vice published an article, Who the Hell Is Dahvie Vanity?, which states, "Dahvie Vanity was a founding member of the group Blood on the Dance Floor, after becoming popular on MySpace as "The Elite Hair God". Blood on the Dance Floor's bold look, spiky and colorful hair, electropop "crunkcore" sound, Warped Tour appearances, and affiliation with Jeffree Star made them synonymous with scene culture in the early 2010s.”
Another one of the moderators made this post, Info About Dahvie Vanity - List of Aliases, Albums, Band Names, Songs, etc which is very informative and will assist you in identifying Torres online.
Articles That Brought Dahvie’s Crimes into The Public Sphere
  1. 13/3/2015: Cuepoint, Warped Behavior: Sexual Violence on Tour
  2. 1/8/2018: Metalsucks, Blood on the Dance Floor's Dahvie Vanity Accused of Sexually Assaulting Multiple Women, Many While They Were Underage
  3. 18/12/2018: The Huffington Post, Scene Singer Dahvie Vanity Is A Rapist Who Preys On Minors, A Dozen Women Say
  4. 5/5/2019: The Huffington Post, Dahvie Vanity Raped A Child. Police Gave Him A Warning. Now 21 Women Accuse Him Of Sexual Assault
Repercussions of Dahvie’s Predatory Behaviour Becoming Known
  1. 25/7/2014: Metalsucks, Combichrist Boot Blood on the Dance Floor Off Tour for Alleged Pedophilia Past
  2. 18/12/2018: Altpress, Big Cartel Drops Dahvie Vanity Store After More Sexual Assault Allegations
  3. 23/4/2019: Altpress, Spotify Removes BOTDF After Dahvie Vanity Sexual Assault Allegations
Survivors of Sexual Violence
  1. 2006, Orlando, Florida: Kristen Gonzalez (15) was invited to Torres’s apartment under the guise of styling her hair. She was forced to perform oral sex. (Source: HuffPost, 2019)
  2. 2006, Spring Hill, Florida: Priscilla Hendry (15) met Torres through Myspace where he invited her to the cinema. When she did not have the money for both their tickets he grew angry and drove her home. On the way there he pulled over, attempted to kiss her and “shoved her face into his crotch so forcefully that he ripped out her hair extensions”. Despite her pleas for him to stop, Torres forced her to perform oral sex. (Source: HuffPost, 2018)
  3. 2006, Orlando, Florida: Mal Levy Interview Anonymous Survivor (14) met Torres through Myspace. He would make out with and touch her sexually in the Trade Secrets salon in the Orlando Fashion Square mall where he worked. He invited her to his home (where she also met his mother) and attempted to sexually assault her. Upon realising she was on her period he stopped. (Source: Mal Levy's Repzilla Interview, 2020)
  4. 2006, Tampa, Florida: Liz Glitters (13) was contacted by Torres on Myspace where he offered to style her hair. They arranged to meet to go to the cinema. When Liz’s friend recognised Torres, she warned her not to go anywhere alone with him as she had heard rumours circulating about his predatory behaviour. During the film he repeatedly attempted to kiss her and place her hand on his penis. Afterwards it was dark outside and as he had parked at the back of the lot, she found herself completely isolated with Torres. In the car he demanded oral sex. When she resisted, he grew agitated and alluded to the fact that he had not driven two hours to Tampa for nothing. He then aggressively forced her to perform oral sex. Two weeks later he contacted her again after discovering she was having a party for her 14th birthday. He asked if it would be a girls-only slumber party. When she informed him that it was a mixed gender event, he lost interest. (Source: Repzilla Interview, 2020)
  5. 2007, Pinellas County, Florida: Dianna Farrell (14) met Torres through Myspace where he offered to dye and cut her hair. When Torres arrived at her home he was left alone with the child when her mother went to work. He forced her to perform oral sex. Eight days later Farrell phoned a radio show, Dawson McAllister Live, seeking support and a studio employee notified the police. When detectives spoke to Torres on the phone, he denied knowing she was underage. Dianna’s mother agreed to drop the charges if Torres stayed away from her daughter. The PD closed the case even though “ignorance of the victims age is not an admissible defense under Florida law”. (Source: HuffPost, 2019)
  6. 2007/2008, Orlando, Florida: Mal Levy (14/15) met Torres through Myspace where they exchanged phone numbers. Torres quickly turned their conversations sexual. When she travelled to Orlando to visit him she was given a drink which she believes was spiked. Torres proceeded to aggressively force her to perform oral sex. In 2009, at 17, she attended a BOTDF show in LA where Torres asked her to join them on tour as a merch girl. Whilst on this tour Mal witnessed Torres acting inappropriately with underage fans, attempting to groom their parents, discussing sexual content on stage, groping and making out with a 13 year old fan and caught him in their hotel room with an underage girl whilst in the middle of receiving oral sex. Torres began bullying her and making cruel jokes at her expense before subsequently firing her. She was not credited for her contribution to their song 'Sexting'. (Sources: Chris Hansen Interview and Repzilla Interview, 2020)
  7. 2009, Florida: Ashlee Lillie (13) met Torres at a show in 2008 where her mother approached BOTDF’s manager Rebecca Fugate asking how Ashlee could mingle with the band. Rebecca told her that Torres was a hair stylist and offered to put her in contact with him. Torres subsequently added Ashlee on Myspace. In Feb/March 2009 he arrived at Ashlee’s home to style her and her 14 year old friends’ hair. He snuck alcohol to the girls and when her mother went to bed Torres entered the girl’s bedroom. He began questioning their sexualities, encouraged them to make out and joined in. Later in the night he put her hand on his exposed penis. When she recoiled he became enraged. In May he invited her to the cinema and afterwards, he parked his car in an isolated area of the parking lot and attempted to force her to perform oral sex. When she refused, he grew angry and erratically drove her home. He pulled over near her home and forced her to perform oral sex. (Source: Chris Hansen Interview and Repzilla Interview, 2020)
  8. 2009, Florida: Damien Leonhardt (10), also known as Jessi Slaughter, added Torres on Myspace and met him soon afterwards at a BOTDF show. Torres began grooming them. Damien told Repzilla that they attended a BBQ at Torres’s parents’ home where they were forced to perform oral sex in the bathroom. Damien also told Repzilla that both Jayy Von Monroe and Jeffree Star witnessed them in the company of Torres at 11 years old. In 2010 a school friend exposed their relationship with Torres on Stickydrama. They retaliated by uploading the “I’ll pop a glock in your mouth and make a brain slushie” YouTube video. Torres was alerted to the situation and publicly denounced Damien as a liar who had underlying mental health problems. Damien then uploaded the “You done goofed” video with her father who was enraged by the bullying. Torres responded by making a parody YouTube video of this with Jayy. He then sent his fan base, the "Slash Gash Terror Crew", to dox Damien. On Damien’s 12th birthday BOTDF released their song “You Done Goofed” which included lyrics such as, “My name and reputation won’t be the target of a slut” and Damien subsequently attempted suicide the same day. (Source: Chris Hansen Interview, Repzilla Interview 1, Repzilla Interview 2, 2020)
  9. 2009, Centennial, Colorado: Ariel (16) met Torres at a BOTDF show where he signed her breasts, led her to his car, drove her to a semi-isolated parking lot and began aggressively kissing and groping her. He became angry when he placed her hand on his penis and she recoiled. He took her back to the venue. (Source: Chris Hansen Interview, 2020)
  10. 2009, Centennial, Colorado: Torein (17) met Torres shortly after his interaction with Ariel. He asked her to go outside and led her to a secluded area. He forced her to her knees and ejaculated on her face. She stated that the encounter was over within 45 seconds, before she had time to process what was happening. Torres told her, “That was so good baby girl, you made me feel so good”. She went back to the venue, cleaned herself up and alerted the venue staff. Torres was arrested for this assault but as she had already cleaned herself off no evidence could be obtained at the hospital and Centennial PD dropped the charges. (Source: Chris Hansen Interview, 2020)
  11. 2010, Brevard County, Florida: Patricia (15) spent time with Torres on several occasions and on at least one of these, was forced to perform oral sex. She stated, “He made it all seem so normal, and even came to see me twice more after [he assaulted me]… I was a confused kid desperate for attention and had misplaced feelings for a predator… He made me feel special.” (Source: HuffPost, 2019)
  12. 2010, New York City: Kay (15) met Torres at a BOTDF show where they exchanged phone numbers. They communicated for several months before Torres invited her and her mother to his home in Florida. During their stay Kay stated, “He just grabbed me by my hair and threw me to the ground” before forcing her to perform oral sex. In Summer 2011 at 16, Torres invited her to join the band at Warped Tour. Whilst she was alone on the tour bus Torres approached her and exposed his genitals. He stated, “You know why I brought you here. You’re gonna give me head, or you’re getting the fuck off the bus”. When she refused, he hit her in the face. (Source: HuffPost, 2019)
  13. 2010, Vancouver, Canada: Justine (16) attended a BOTDF show where Torres groped her breasts. (Source: HuffPost, 2019)
  14. 2010, Arizona: HuffPost Anonymous Survivor One (15) was invited by Torres to a party at his home where he demanded she perform oral sex, but on that occasion she managed to flee. After this they hung out a dozen more times. She eventually submitted to his demands for oral sex whilst she was still 15 and their sexual relationship lasted for a year. Torres eventually convinced her to have sex with him after months of grooming. He handed her emergency contraception and watched whilst she swallowed it in front of him. (Source: HuffPost, 2018)
  15. 2010, Ohio: Katie (18) met Torres at a BOTDF show at 16 where they exchanged phone numbers. The messages quickly turned sexual and she was groomed until she turned 18 when Torres then wanted to evolve their relationship to a physical one. In 2010 Torres paid for her to fly to Florida where they planned to visit the Walt Disney theme parks. During this visit Torres spiked Katie’s drink and filmed the ‘X Times 3’ video which was subsequently uploaded to YouTube. After it was filmed, he led her to his walk-in closet, pinned her to the ground by her throat, choked her, threatened to kill her and raped her. She was forced to stay with him for 1.5-2 months until her mother demanded Torres send her home to Ohio or she would phone the police. (Source: Chris Hansen Interview, 2020)
  16. 2011, Norfolk, Virginia: Emerald Poor (18) met Torres unexpectedly at a local mall before a BOTDF gig she had been planning to attend. After the show Torres gave her his phone number. In November, Emerald made plans to meet Torres at his Holiday Inn room so they could go for breakfast together. When he opened the hotel room door he grabbed her by the throat and dragged her into the bathroom where he raped her. He forced her to watch the assault in the mirror. He then raped her a second time in the bedroom. (Source: HuffPost, 2018)
  17. 2011, Columbus, Ohio: Ellie (12) met Torres at a BOTDF show with her mother who had been friends with him on Myspace since 2009. Her mother took her to the band’s hotel for an after party and left her alone with Torres whilst she went to score drugs. Torres offered Ellie a $60 BOTDF jacket in exchange for oral sex, stating her mother would not find out. The child obliged. Afterwards, Torres added her on Myspace and communicated with her via phone for a year. In 2012 Ellie attended Warped Tour in Cincinnati alone. She met with Torres who led her to his tour bus. There he exposed her breasts, poured Monster energy drink over them to lick off and forced her to perform oral sex on him. She stopped communicating with him after this and he released the ‘Bad Blood’ album on her 14th birthday which she believes was targeted at her. (Source: Pastel Belle Interview, 2020)
  18. 2012, Cleveland, Ohio: Kate Offutt (16) attended a BOTDF show where she was molested by Torres after previously defending him vocally online against sexual abuse accusations. She stated, “There are so many people I’ve attacked on his behalf… After seeing so many testimonies you would think maybe these people aren’t lying, maybe there is something behind this, but unfortunately I put myself in denial ... I tried to believe for the longest time that he was innocent… Then it happened to me.” (Source: HuffPost, 2019)
  19. 2012, St Louis, Missouri: Sam (18) attended a BOTDF show and was invited by Torres onto the bands tour bus. She was forced to perform oral sex and during the assault she had an asthma attack. Torres “joked how his penis could have choked her to death”. (Source: HuffPost, 2019)
  20. 2012, Houston, Texas: Tye Burns (16) met Torres at the Cheesecake Factory in the Galleria Mall after communicating online. He referred to her during this meeting as “my little school girl”. Afterwards, he led her to his SUV which was parked in the malls underground parking lot. When they got into the car he forced her face into his crotch and groped her. In May Torres invited Tye, her mother and her brother to stay at his home in Arizona for a week. Tye’s mother trusted Torres as he had previously paid to get her car out of impound and offered to reimburse her for the 23 hour drive to his home (he didn't). Tye stated that during this visit he expected oral sex twice a day and that, “He would never ask my permission, just take me somewhere where we were alone and grab my head and push me down like a dog”. Jayy Von Monroe told the Huffington Post that he had seen Tye at the property with Torres, who passed her off as a family friend. (Source: Metalsucks, 2018 and HuffPost, 2018)
  21. 2012, Location Unknown: Shae (14) attended a BOTDF meet and greet where Torres groped her breasts. A couple of years later she attended another show on the ‘Bitchcraft’ tour where Torres approached her mother at the bar during the band’s performance of ‘Call Me Master’. He poured a drink over her, groped her and attempted to make out with her whilst she attempted to push him away. (Source: Metalsucks, 2018)
  22. 2012, Chandler, Arizona: Jenny (17) met Torres and arranged to go on a date. He forced her to perform oral sex. Torres convinced her to drop out of high school to come on tour with BOTDF. They dated for a year before she left him due to his serial cheating. (Source: HuffPost, 2018)
  23. 2012, Tulsa, Oklahoma: HuffPost Anonymous Survivor Two was groped by Torres at a BOTDF meet and greet. She requested to remain anonymous stating that Torres “has been known to stalk and harass his victims”. (Source: HuffPost, 2018)
  24. 2012, Boise, Idaho: Tiffany Galvez (17) went to dinner with Torres and a group of their friends. Afterwards, Torres invited them to his tour bus to “play with his hair”. He isolated Tiffany in the bathroom, pushed her against the wall and demanded oral sex stating, “So are you gonna S my D or what?” (referencing the 2008 BOTDF song). Her boyfriend arrived at that moment and Torres backed off. In the weeks following this incident Tiffany received numerous texts from Torres which were subsequently leaked online. One states, “I’m going to gag your little teenage mouth with my hard cock and fuck you till you cum all over me”. (Source: HuffPost, 2018)
  25. 2012, Boise, Idaho: Kyla Jorgensen (17) was with the previous survivor Tiffany Galvez. After Torres had attempted to assault Tiffany, he proceeded to isolate Kyla and groped her breasts. Both girls left before the situation escalated. (Source: HuffPost, 2018)
  26. 2012, Scottsdale, Arizona: Breanna Johnson (15), who also spoke with Metalsucks under the pseudonym ‘Alice’, met Torres at a BOTDF meet and greet where they exchanged phone numbers. She subsequently attended an after party at the bands home in Arizona where she was sexually assaulted on three separate occasions, including forced oral sex and rape. Torres promised her that he would have her families water supply turned back on in exchange for sex, promised her a position on tour as a merch girl and offered to be her first interview as a music journalist. (Source: Metalsucks, 2018 and Chris Hansen Interview, 2020)
  27. 2012, London, England: Kerry Louise (19) was attending Warped Tour when she tweeted that she’d been waiting in the cold for some time. Torres DM'd her offering VIP passes. When she arrived at BOTDF’s tour bus Torres demanded she go to his private quarters. Once isolated he became aggressive and raped her whilst filming it on his phone. Torres invited Kerry to join them on the remainder of their Warped Tour shows and subsequently their 2013 European tour. Whilst in Paris in 2013, Torres spiked Kerry’s drink and forced her into a threesome with a fan. Torres flew Kerry to San Diego to work on the bands 2014 album ‘Bitchcraft’. Whilst in the US she was forced to perform sex acts on Torres. On one occasion, at Bar Sinister in Hollywood, Torres grew enraged that she was spending time with another guy. He stormed out of the bar and began verbally and physically assaulting Kerry, telling her that she was a “worthless, disgusting slut”. This YouTube video captured the end of a fight that night after a couple attempted to protect Kerry from Torres. When she left the US she ceased contact with BOTDF. She was not financially compensated fully any of her tour appearances. (Source: Chris Hansen Interview, 2020)
  28. 2012, UK: An anonymous woman contacted Kerry Louise and told her that she had been sexually assaulted by Torres at his hotel during BOTDF’s UK tour. (Source: Kerrys Chris Hansen Interview, 2020)
  29. 2012, Kentucky: Tesah Jordin (16) was contacted by Torres on Twitter after tweeting about not being allowed to attend a BOTDF show. Torres phoned her later that same day and offered her concert tickets in exchange for an “oral report”. Tesah was groomed and manipulated by Torres until her 18th birthday when they met in person. She was coerced into having sex after previously refusing. Tesah dated Torres on and off for two years. In this time she witnessed him groping underage fans and bringing young girls to their hotel. She claims that Torres admitted to her that he is only attracted to younger girls. Tesah was also exploited financially after BOTDF separated and he was struggling with debt. (Source: Chris Hansen Interview, 2020)
Survivors of Grooming, Predatory/Inappropriate and Abusive Behaviours
  1. 2006, Florida: Jesse (17) met Torres through Myspace. He then contacted her through AOL messenger offering to style her hair in exchange for oral sex. When she refused he attempted to manipulate her. She blocked him on messenger and Myspace. (Source: Repzilla Interview, 2020)
  2. 2008, Location Unknown, US: Noa (11) met Torres via Myspace where he provided her with his Skype information, and began grooming her. He quickly became sexually explicit during their calls which culminated in him masturbating whilst on video. He explained that he couldn’t help himself as she was wearing a tank top and he could see her chest. Noa told him that she didn’t like what he had done but he became enraged and attempted to manipulate her. He claimed that if she liked him, she would allow him to do it. His demands of her during these calls gradually worsened. He asked her to expose her breasts, to put her fingers or objects down her throat until she gagged, to refer to him as “daddy” and to expose her genitals whilst touching herself. She expressed that she felt ashamed and deeply uncomfortable but obeyed him as she was living in an abusive household and desperately yearned friendship. Torres promised that he would save her from her mother. The final time they spoke, he informed her that he was done with her as grooming and coaching her to perform for him was proving to be too difficult. He threatened to send her family screenshots of her exposing herself on camera if she told anyone about him. He told her she wouldn’t be believed, and her family would be disgusted by her. He then blocked her. She attempted suicide for the first time 1-2 days later. (Source: Repzila Interview, 2020)
  3. 2009, Orlando, Florida: Jayy Von Monroe (16) met Torres in 2007 at a show, after being introduced to him via Myspace. On Jayys 18th birthday, in 2009, Torres called and asked him to join BOTDF after firing his other band member, Garrett Ecstasy. He began touring with Torres one month later and quickly learnt that he was aggressive, impatient and short tempered. Jayy explained that he had been groomed by Torres and was subsequently mentally, emotionally and financially abused. Jayy officially left BOTDF in 2016 after being diagnosed with HIV but still being forced to go on tour by Torres who was struggling financially. He appeared on Dragula in 2017 under his drag name 'Dahli' where he discussed why he left BOTDF. (Source: HuffPost, 2018 and Chris Hansen Interview, 2020)
  4. 2010, Various Locations, US: Ash Costello (25), the lead singer of New Years Day, was victimised by Torres during two tours. On the 2010 “All The Rage!” tour, he pinned her against a wall and drew over her face in Sharpie, burst into her dressing room and began firing a super soaker in her face (ruining her makeup) and on Halloween night Torres assaulted Ash. She was getting changed when she heard strange noises, before noticing Torres standing in the shadows wearing a cloak and animal mask. She initially thought it was a joke until he lunged forwards, pinned her to the ground and began choking her. She was terrified and believed he was going to kill her. Her band members heard the commotion and saved her. NYD were pressured by their management to not file a police report and to stay silent. On the 2013 “The Scene is Dead” tour, NYD witnessed minors hanging around backstage and at BOTDFs tour bus, mums actively searching for their young daughters and frequent violent outbursts including an incident where he smashed the lighting guys laptop. At the beginning of the tour, Ash would join Torres on stage to perform alongside him. He would belittle her and even stated on stage that “you have to suck my dick if you want to make it in Hollywood”. Ash was scared to confront Torres due to his two large security guards. NYD were eventually released from the tour for discouraging a young girl from going to BOTDFs tour bus. Torres told Ash that he would ruin her. Afterwards, young girls felt comfortable coming to Ash about the abuse they had suffered at the hands of Torres. She compiled a report encompassing the testimonies and evidence from 30 survivors and filed a police report with the Orange County sheriff’s department. Police didn’t pursue an investigation due to jurisdictional issues and the evidence was destroyed after 2 years. (Source: Chris Hansen Interview, 2020)
  5. 2012, Location Unknown: Sophie McClure (13) attended a BOTDF show where Torres kissed her. Sophie stated that at other BOTDF shows she witnessed Torres have “a young girl flash the crowd for a free shirt” and another where “he took his pants off and crowd surfed”. They continued to communicate for years afterwards. (Source: HuffPost, 2018)
  6. 2012, Oklahoma: Kortney (17) attended a tour alongside two older friends to watch Davey Suicide. Whilst hanging around outside the venue, Dahvie, accompanied by a large security guard, approached her, and complimented her on her dress. Later, the same security guard approached her and asked her if she liked botdf. When she said no, he replied “Ok I’ll let Dahvie know”. During Jeffree Stars performance a second man approached her and began chatting to her about his prior experience working with Davey Suicide. He asked her if they’d like to go on the tour bus. She agreed thinking he meant Davey’s. When they were brought on the bus, she realised it was BOTDFs. In the beginning, Dahvie appeared friendly but she felt uncomfortable and didn’t want to be on his bus. When the opportunity presented itself, he grabbed her, pulled her onto the bed against him, asked her age, stroked her arm, asked what her zodiac sign was and took a photo of them on his phone. He suddenly called for his bodyguard to “get rid of her friends”. Panicked, she said she wanted to go for a cigarette. Torres called on an older woman to take her for a smoke and then take her back to him. When she got off the tour bus she quickly left. (Source: Pastel Belle Interview, 2020)
  7. 2012, Cleveland, Ohio: Nydia (15), also known as N3l3na Kniv3z, began communicating with Torres on Twitter where he started grooming her and inviting her to stay with him. In 2012, after a show, Torres invited her back to his home for a party. She refused. In 2015, she began writing music for BOTDF’s “Cruel Pornography” album in exchange for credit and free merch (she did not receive either). The same year, she attended an all ages show where she seen Torres enter the women’s bathroom (she stated that Jayy also witnessed this). At a 2016 show, she witnessed Torres leaving the venue with two young girls. She ceased communication with him in 2018. Nydia stated that over the years Torres would frequently fill his mouth with water, swish it around and spit it out across the crowd. She also witnessed Jayy position a can of silly string at Torres’s crotch and squirt it across the crowd, feigning ejaculation. (Source: YouTube Testimony, 2020)
Victims of Exploitation and Theft
  1. 2010, California: Nicole Nogrady (27), also known professionally as Lady Nogrady, met BOTDF at a recording studio in LA where they worked on their “All The Rage!!” album. In a 2012 issue of Lemonade Magazine, Nicole explained how she was bullied by Torres and treated disrespectfully. She added that he had attempted to make sexual advances towards her, which she rebuffed. Torres responded by leaking her phone number on Twitter and encouraged his fans to dox her. She told Chris Hansen that Torres acted unprofessionally and had poor business ethics. Nicole was not compensated fully for her contribution to the album and was not paid for concert appearances. (Source: Chris Hansen Interview, 2020)
Character Witnesses
  1. 2010, Various Locations, US: October (21), who worked as a merch girl for Jeffree Star and William Control, met Torres on tour. He flirted with her and invited her to stay with him in Florida. Once there, she witnessed what she described as a revolving door of young women. In Oklahoma, October witnessed a group of young teenagers hanging around the band’s hotel parking lot. When they were confronted, they explained their 15-year-old friend was “with” Dahvie. When the girl left Torre’s hotel room, October stated she appeared extremely dishevelled. She claimed Torres was extremely aggressive, that he was frightening when angry and had a profound need to be in control. When discussing working in the alternative music scene from 2006 she stated she was brainwashed to believe that, “The musician’s always right, and to not make a fuss because if you make a fuss, then you’re considered high maintenance, and if you’re high maintenance, no one will hire you”. (Source: Pastel Belle Interview, 2020)
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'AP: Catholic Church lobbied for taxpayer funds, got {at least}$1.4B' (Illustrated) July 10th 2010

'AP: Catholic Church lobbied for taxpayer funds, got {at least}$1.4B' (Illustrated) July 10th 2010
source : https://apnews.com/dab8261c68c93f24c0bfc1876518b3f6

"AP: Catholic Church lobbied for taxpayer funds, got $1.4B

By REESE DUNKLIN and MICHAEL REZENDES July 10, 2020
https://preview.redd.it/ygaijwftxma51.png?width=1018&format=png&auto=webp&s=864011360c2ded70ac8b407a2312921e4778c3d6
NEW YORK (AP) — The U.S. Roman Catholic Church used a special and unprecedented exemption from federal rules to amass at least $1.4 billion in taxpayer-backed coronavirus aid, with many millions going to dioceses that have paid huge settlements or sought bankruptcy protection because of clergy sexual abuse cover-ups.
The church’s haul may have reached -- or even exceeded -- $3.5 billion, making a global religious institution with more than a billion followers among the biggest winners in the U.S. government’s pandemic relief efforts, an Associated Press analysis of federal data released this week found.
Houses of worship and faith-based organizations that promote religious beliefs aren’t usually eligible for money from the U.S. Small Business Administration. But as the economy plummeted and jobless rates soared, Congress let faith groups and other nonprofits tap into the Paycheck Protection Program, a $659 billion fund created to keep Main Street open and Americans employed.
By aggressively promoting the payroll program and marshaling resources to help affiliates navigate its shifting rules, Catholic dioceses, parishes, schools and other ministries have so far received approval for at least 3,500 forgivable loans, AP found.
The Archdiocese of New York, for example, received 15 loans worth at least $28 million just for its top executive offices. Its iconic St. Patrick’s Cathedral on Fifth Avenue was approved for at least $1 million.
FILE - In this Sept. 30, 2019 file photo, Cardinal Timothy Dolan, archbishop of New York, speaks during a news conference in New York. Dolan established a victim compensation fund in 2016, as a successful battle to lift the statute of limitations on the filing of child sexual abuse lawsuits gathered steam. In 2020, the Archdiocese of New York received 15 loans worth at least $28 million just for its top executive offices. Its iconic St. Patrick’s Cathedral on Fifth Avenue was approved for at least $1 million. (AP Photo/Mark Lennihan, File)

In Orange County, California, where a sparkling glass cathedral estimated to cost over $70 million recently opened, diocesan officials working at the complex received four loans worth at least $3 million.
And elsewhere, a loan of at least $2 million went to the diocese covering Wheeling-Charleston, West Virginia, where a church investigation revealed last year that then-Bishop Michael Bransfield embezzled funds and made sexual advances toward young priests.
Simply being eligible for low-interest loans was a new opportunity. But the church couldn’t have been approved for so many loans -- which the government will forgive if they are used for wages, rent and utilities -- without a second break.
Religious groups persuaded the Trump administration to free them from a rule that typically disqualifies an applicant with more than 500 workers. Without this preferential treatment, many Catholic dioceses would have been ineligible because -- between their head offices, parishes and other affiliates -- their employees exceed the 500-person cap.
“The government grants special dispensation, and that creates a kind of structural favoritism,” said Micah Schwartzman, a University of Virginia law professor specializing in constitutional issues and religion who has studied the Paycheck Protection Program. “And that favoritism was worth billions of dollars.”
The amount that the church collected, between $1.4 billion and $3.5 billion, is an undercount. The Diocesan Fiscal Management Conference, an organization of Catholic financial officers, surveyed members and reported that about 9,000 Catholic entities received loans. That is nearly three times the number of Catholic recipients the AP could identify.
FILE - In this Friday, May 1, 2020 file photo, Archbishop Jose H. Gomez gives a blessing after leading a brief liturgy at the Cathedral of Our Lady of the Angels in Los Angeles. Gomez heads the U.S. Conference of Catholic Bishops, which paid $20,000 to lobby the U.S. Senate and House on “eligibility for non-profits” in a landmark coronavirus relief law. (AP Photo/Damian Dovarganes, Pool)
The AP couldn’t find more Catholic beneficiaries because the government’s data, released after pressure from Congress and a lawsuit from news outlets including the AP, didn’t name recipients of loans under $150,000 -- a category in which many smaller churches would fall. And because the government released only ranges of loan amounts, it wasn’t possible to be more precise.
Even without a full accounting, AP’s analysis places the Catholic Church among the major beneficiaries in the Paycheck Protection Program, which also has helped companies backed by celebrities, billionaires, state governors and members of Congress.
The program was open to all religious groups, and many took advantage. Evangelical advisers to President Donald Trump, including his White House spiritual czar, Paula White-Cain, also received loans.
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‘TRULY IN NEED’
There is no doubt that state shelter-in-place orders disrupted houses of worship and businesses alike.
Masses were canceled, even during the Holy Week and Easter holidays, depriving parishes of expected revenue and contributing to layoffs in some dioceses. Some families of Catholic school students are struggling to make tuition payments. And the expense of disinfecting classrooms once classes resume will put additional pressure on budgets.
But other problems were self-inflicted. Long before the pandemic, scores of dioceses faced increasing financial pressure because of a dramatic rise in recent clergy sex abuse claims.
FILE - In this Monday, Jan. 21, 2013 file photo, visitors tour the grounds of the Cathedral of Our Lady of the Angels, the seat of the Archdiocese of Los Angeles. The archdiocese told The Associated Press in a 2020 survey sent before the release of federal data, that 247 of its 288 parishes -- and all but one of its 232 schools -- received forgivable loans under the federal Paycheck Protection Program. (AP Photo/Damian Dovarganes)

The scandals that erupted in 2018 reverberated throughout the world. Pope Francis ordered the former archbishop of Washington, Cardinal Theodore McCarrick, to a life of “prayer and penance” following allegations he abused minors and adult seminarians. And a damning grand jury report about abuse in six Pennsylvania dioceses revealed bishops had long covered for predator priests, spurring investigations in more than 20 other states.
As the church again reckoned with its longtime crisis, abuse reports tripled during the year ending June 2019 to a total of nearly 4,500 nationally. Meanwhile, dioceses and religious orders shelled out $282 million that year — up from $106 million just five years earlier. Most of that went to settlements, in addition to legal fees and support for offending clergy.
Loan recipients included about 40 dioceses that have spent hundreds of millions of dollars in the past few years paying victims through compensation funds or bankruptcy proceedings. AP’s review found that these dioceses were approved for about $200 million, though the value is likely much higher.
One was the New York Archdiocese. As a successful battle to lift the statute of limitations on the filing of child sexual abuse lawsuits gathered steam, Cardinal Timothy Dolan established a victim compensation fund in 2016. Since then, other dioceses have established similar funds, which offer victims relatively quick settlements while dissuading them from filing lawsuits.
Spokesperson Joseph Zwilling said the archdiocese simply wanted to be “treated equally and fairly under the law.” When asked about the waiver from the 500-employee cap that religious organizations received, Zwilling deferred to the U.S. Conference of Catholic Bishops.
A spokesperson for the bishops’ conference acknowledged its officials lobbied for the paycheck program, but said the organization wasn’t tracking what dioceses and Catholic agencies received.
“These loans are an essential lifeline to help faith-based organizations to stay afloat and continue serving those in need during this crisis,” spokesperson Chieko Noguchi said in a written statement. According to AP’s data analysis, the church and all its organizations reported retaining at least 407,900 jobs with the money they were awarded.
Noguchi also wrote the conference felt strongly that “the administration write and implement this emergency relief fairly for all applicants.”
Not every Catholic institution sought government loans. The Ukrainian Catholic Eparchy based in Stamford, Connecticut, told AP that even though its parishes experienced a decline in donations, none of the organizations in its five-state territory submitted applications.
Deacon Steve Wisnowski, a financial officer for the eparchy, said pastors and church managers used their rainy-day savings and that parishioners responded generously with donations. As a result, parishes “did not experience a severe financial crisis.”
![img](3yagdosh1na51 " This Aug. 8, 2018 photo shows St. Peter Cathedral in Erie, Pa., the home parish for the Catholic Diocese of Erie. In mid-March 2020, the diocese closed its churches as the coronavirus spread, limiting its access to weekly donors, and applied for funds from the federal Paycheck Protection Program. It also withheld payments from its victim-compensation program, saying its bank had decreased a line of credit. (Christopher Millette/Erie Times-News via AP) ")
Wisnowski said his superiors understood the program was for “organizations and businesses truly in need of assistance.”
___
LOBBYING FOR A BREAK
The law that created the Paycheck Protection Program let nonprofits participate, as long as they abided by SBA’s “affiliation rule.” The rule typically says that only businesses with fewer than 500 employees, including at all subsidiaries, are eligible.
Lobbying by the church helped religious organizations get an exception.
The Catholic News Service reported that the bishops’ conference and several major Catholic nonprofit agencies worked throughout the week of March 30 to ensure that the “unique nature of the entities would not make them ineligible for the program” because of how SBA defines a “small” business. Those conversations came just days after President Trump signed the $2 trillion Coronavirus Aid, Relief, and Economic Security Act, which included the Paycheck Protection Program.
In addition, federal records show the Los Angeles archdiocese, whose leader heads the bishops’ conference, paid $20,000 to lobby the U.S. Senate and House on “eligibility for non-profits” under the CARES Act. The records also show that Catholic Charities USA, a social service arm of the church with member agencies in dioceses across the country, paid another $30,000 to lobby on the act and other issues.
In late April, after thousands of Catholic institutions had secured loans, several hundred Catholic leaders pressed for additional help on a call with President Trump. During the call, Trump underscored the coming presidential election and touted himself as the candidate best aligned with religious conservatives, boasting he was the “best (president) the Catholic church has ever seen,” according to Crux ( https://www.reddit.com/Jesuitworldordecomments/gxubup/trump_says_hes_best_president_in_history_of_the/ ), an online publication that covers church-related news.
The lobbying paid off.
Catholic Charities USA and its member agencies were approved for about 110 loans worth between $90 million and $220 million at least, according to the data.
In a statement, Catholic Charities said: “Each organization is a separate legal entity under the auspices of the bishop in the diocese in which the agency is located. CCUSA supports agencies that choose to become members, but does not have any role in their daily operations or governance.”
The Los Angeles archdiocese told AP in a survey that reporters sent before the release of federal data that 247 of its 288 parishes -- and all but one of its 232 schools -- received loans. The survey covered more than 180 dioceses and eparchies.
Like most dioceses, Los Angeles wouldn’t disclose its total dollar amount. While the federal data doesn’t link Catholic recipients to their home dioceses, AP found 37 loans to the archdiocese and its affiliates worth between $9 million and $23 million, including one for its downtown cathedral.
In 2007, the archdiocese paid a record $660 million to settle sex abuse claims from more than 500 victims. Spokespeople for Los Angeles Archbishop Jose M. Gomez did not respond to additional questions about the archdiocese’s finances and lobbying.
In program materials, SBA officials said they provided the affiliation waiver to religious groups in deference to their unique organizational structure, and because the public health response to slow the coronavirus’ spread disrupted churches just as it did businesses.
![img](p781ef8p1na51 " In this Tuesday, Aug. 14, 2018 photo, Erie Catholic Bishop Lawrence T. Persico leaves after a news conference at the St. Mark Catholic Center in Erie, Pa., responding to the state attorney general's grand jury report on sex abuse in his diocese and five other Pennsylvanian Roman Catholic dioceses. In mid-March 2020, the Diocese of Erie, Pa., closed its churches as the coronavirus spread, limiting its access to weekly donors, and applied for funds from the federal Paycheck Protection Program. It also withheld payments from its victim-compensation program, saying its bank had decreased a line of credit. (Christopher Millette/Erie Times-News via AP) ")

A senior official in the U.S. Department of the Treasury, which worked with the SBA to administer the program, acknowledged in a statement the wider availability of loans to religious organizations. “The CARES Act expanded eligibility to include nonprofits in the PPP, and SBA’s regulations ensured that no eligible religious nonprofit was excluded from participation due to its beliefs or denomination,” the statement said.
Meanwhile, some legal experts say that the special consideration the government gave faith groups in the loan program has further eroded the wall between church and state provided in the First Amendment. With that erosion, religious groups that don’t pay taxes have gained more access to public money, said Marci Hamilton, a University of Pennsylvania professor and attorney who has represented clergy abuse victims on constitutional issues during bankruptcy proceedings.
“At this point, the argument is you’re anti-religious if in fact you would say the Catholic Church shouldn’t be getting government funding,” Hamilton said.
___
CASHING IN FAST
After its lobbying blitz, the Catholic Church worked with parishes and schools to access the money.
Many dioceses -- from large ones such as the Archdiocese of Boston to smaller ones such as the Diocese of La Crosse, Wisconsin -- assembled how-to guides to help their affiliates apply. The national Catholic fiscal conference also hosted multiple webinars with legal and financial experts to help coach along local leaders.
Federal data show that the bulk of the church’s money was approved during the loan program’s first two weeks. That’s when demand for the first-come, first-served assistance was so high that the initial $349 billion was quickly exhausted, shutting out many local businesses.
Overall, nearly 500 loans approved to Catholic entities exceeded $1 million each. The AP found that at least eight hit the maximum range of $5 million to $10 million. Many of the listed recipients were the offices of bishops, headquarters of leading religious orders, major churches, schools and chapters of Catholic Charities.
Also among recipients was the Saint Luke Institute. The Catholic treatment center for priests accused of sexual abuse and those suffering from other disorders received a loan ranging from $350,000 to $1 million. Based in Silver Spring, Maryland, the institute has at times been a way station for priests accused of sexual abuse who returned to active ministry only to abuse again.
Perhaps nothing illustrates the church’s aggressive pursuit of funds better than four dioceses that sued the federal government to receive loans, even though they entered bankruptcy proceedings due to mounting clergy sex-abuse claims. Small Business Administration rules prohibit loans to applicants in bankruptcy.
The Archdiocese of Santa Fe, New Mexico -- once home to a now-closed and notorious treatment center for predator priests -- prevailed in court, clearing the way for its administrative offices to receive nearly $1 million. It accused the SBA of overreaching by blocking bankruptcy applications when Congress didn’t spell that out.
Yet even when a diocese has lost in bankruptcy court, or its case is pending, its affiliated parishes, schools and other organizations remain eligible for loans.
On the U.S. territory of Guam, well over 200 clergy abuse lawsuits led church leaders in the tiny Archdiocese of Agana to seek bankruptcy protection, as they estimated at least $45 million in liabilities. Even so, the archdiocese’s parishes, schools and other organizations have received at least $1.7 million as it sues the SBA for approval to get a loan for its headquarters, according to bankruptcy filings.
FILE - In this Tuesday, May 7, 2019 file photo, a statue of Pope John Paul II stands outside the island's main cathedral, Dulce Nombre de Maria Cathedral-Basilica, during a Mass in Hagatna, Guam. Over 200 clergy abuse lawsuits led church leaders in the U.S. territory to seek bankruptcy protection, as they estimated at least $45 million in liabilities. Even so, the Archdiocese of Agana’s parishes, schools and other organizations have received at least $1.7 million in coronavirus rescue funds, even as it sues the Small Business Administration for approval to get a loan for its headquarters, according bankruptcy filings. (AP Photo/David Goldman)
The U.S. church may have a troubling record on sex abuse, but Bishop Lawrence Persico of Erie, Pennsylvania, pushed back on the idea that dioceses should be excluded from the government’s rescue package. Approximately 80 organizations within his diocese received loans worth $10.3 million, the diocese said, with most of the money going to parishes and schools.
Persico pointed out that church entities help feed, clothe and shelter the poor -- and in doing so keep people employed.
“I know some people may react with surprise that government funding helped support faith-based schools, parishes and dioceses,” he said. “The separation of church and state does not mean that those motivated by their faith have no place in the public square.”"
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